General Harley Davidson Chat Forum to discuss general Harley Davidson issues, topics, and experiences.
Sponsored by:
Sponsored by:

HD Financial Credit Score

Thread Tools
 
Search this Thread
 
Old Apr 27, 2007 | 08:24 PM
  #11  
Dave_E's Avatar
Dave_E
Outstanding HDF Member
Joined: Jul 2006
Posts: 2,407
Likes: 3
From: Stanwood, WA
Default RE: HD Financial Credit Score

All 3, both times I bought new Harleys.
 
Old Apr 27, 2007 | 08:28 PM
  #12  
caleb7mm's Avatar
caleb7mm
Advanced
Joined: Apr 2007
Posts: 99
Likes: 0
From: canton, ga
Default RE: HD Financial Credit Score

ORIGINAL: cwilson

It really doesn't matter where they pull your score from. All three are VERY close. They may differ 5 to 10 points.
I just checked mine from all three and there is a difference of 50 points.

--cjc--
 
Old Apr 27, 2007 | 08:41 PM
  #13  
grooveman's Avatar
grooveman
Road Captain
Joined: Feb 2005
Posts: 514
Likes: 0
From: Airdrie, AB
Default RE: HD Financial Credit Score

It really doesn't matter where they pull your score from. All three are VERY close. They may differ 5 to 10 points.
Actually not always true.. My FICO scores are about 50-75 pointsdifferent from the lowestto the highest.. When I went in they pulled transunion and experian I think.. I was running about a 645 FICO at the time on my highest score and I got approved at 8.3 %.
 
Old Apr 27, 2007 | 11:35 PM
  #14  
Lightngsvt's Avatar
Lightngsvt
Road Captain
Joined: Sep 2006
Posts: 503
Likes: 75
From:
Default RE: HD Financial Credit Score

My wifes scores have a huge swing, she has a 710, 725 and a 593. Talk about messed up, I have to take care of that yet. My scores are around 690's and only vary maybe 15 points. We had a past mortgage company report 2 late mortgage payments on our loan AFTER it was closed, I found out by accident when we pulled our scores for a refi on the new house. It took 3 letters and 6 calls from me, plus 2 letters from a lawyer to get them to fic THIER error. If HD is financing down around 8% now maybe its time for that Deluxe afterall!?!?!? My dealer has some BS about 5.9% if you buy during their open house this weekend, I wonder what thats about?
 
Old Apr 28, 2007 | 12:39 AM
  #15  
vertigo14's Avatar
vertigo14
Outstanding HDF Member
Joined: Mar 2007
Posts: 3,184
Likes: 5
From: Oregon
Default RE: HD Financial Credit Score

a score of 767 got me 8.9% with 8400.00 down... i pay 183.00 a month
 
Old Apr 28, 2007 | 01:16 AM
  #16  
Boxjoint's Avatar
Boxjoint
Tourer
Joined: Aug 2006
Posts: 413
Likes: 1
From:
Default RE: HD Financial Credit Score

ORIGINAL: vertigo14

a score of 767 got me 8.9% with 8400.00 down... i pay 183.00 a month
8400 down and 183 a month! Not bustin chops or dissing here but I hope that is a short term loan. I put down 2500 and pay 215 a month. 9% interest for 5 years.
 
Old Apr 28, 2007 | 01:50 AM
  #17  
vertigo14's Avatar
vertigo14
Outstanding HDF Member
Joined: Mar 2007
Posts: 3,184
Likes: 5
From: Oregon
Default RE: HD Financial Credit Score

I still owe like 11k on the bike and some change.. 72 month loan.. 6 years... heh but I plan to pay it off early (intrest ya know.. feh that) ill pay it off in the next year or so


(edited to fix some numbers lol)

 
Old Apr 28, 2007 | 08:42 AM
  #18  
Jambo's Avatar
Jambo
Banned
Joined: Feb 2007
Posts: 272
Likes: 0
From:
Default RE: HD Financial Credit Score

If they're approving imperica scores of 650,no wonder ther're pullin back.Finance too many bums and everyone else pays for it.
 
HD Forum Stories

The Best of Harley-Davidson for Lifelong Riders

story-0

Harley-Davidson Fat Boy Becomes a Dark, Decepticon-Inspired Custom

 Verdad Gallardo
story-1

6 Weirdest Harley-Davidsons Ever Sold to the Public

 Verdad Gallardo
story-2

7 Times Harley-Davidson Chucked Tradition Out the Window

 Verdad Gallardo
story-3

7 Surprising Harley-Davidson Products that Are Not Motorcycles

 Verdad Gallardo
story-4

8 Best Harley-Davidson Motorcycles Ever

 Pouria Savadkouei
story-5

10 Worst Harley-Davidson Motorcycles Ever

 Pouria Savadkouei
story-6

Killer Custom's Jail Break Is The Breakout That Refused to Blend In

 Verdad Gallardo
story-7

Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?

 Verdad Gallardo
story-8

Harley-Davidson Reveals Super Cool Cafe Racer Concept

 Verdad Gallardo
story-9

Engraved Rebellion: Inside Bundnerbike's Glam Rock II

 Verdad Gallardo
Old Apr 28, 2007 | 02:59 PM
  #19  
drrandall1's Avatar
drrandall1
Outstanding HDF Member
Joined: Mar 2007
Posts: 3,166
Likes: 1
From:
Default RE: HD Financial Credit Score

My credit was no bueno. I pay 14.9%. $2000 down and pay $350 for 6 years. Gonna power pay it off. But What the hell. I ride a new Fat Boy!!!

 
Old Apr 28, 2007 | 08:48 PM
  #20  
ken thompson's Avatar
ken thompson
The Schlong Man
Joined: Mar 2007
Posts: 3,772
Likes: 4
From: Nantucket
Default RE: HD Financial Credit Score

The three credit reporting agencies usedifferent formulas to calculate the screidt scores so there will aslways be some difference. One of them, forget which, is actually a totally different scale even and goes ashigh as 950 or something like that. The other two max around 850.

8.9 sounds very high for a 767 scredit score. Did you try a credit union?
 



All times are GMT -5. The time now is 02:35 PM.

story-0
Harley-Davidson Fat Boy Becomes a Dark, Decepticon-Inspired Custom

Slideshow: Killer Custom's latest build relies on styling changes rather than performance upgrades, giving the cruiser an entirely different personality.

By Verdad Gallardo | 2026-06-03 18:28:05


VIEW MORE
story-1
6 Weirdest Harley-Davidsons Ever Sold to the Public

Slideshow: From military-inspired singles to scooters and three-wheel utility vehicles, these Harleys took the company far outside its comfort zone.

By Verdad Gallardo | 2026-06-02 18:34:10


VIEW MORE
story-2
7 Times Harley-Davidson Chucked Tradition Out the Window

Slideshow: Harley-Davidson built its reputation on nostalgia, but every so often, the company took a hard left turn into the future.

By Verdad Gallardo | 2026-05-20 11:18:19


VIEW MORE
story-3
7 Surprising Harley-Davidson Products that Are Not Motorcycles

Slideshow: The bar-and-shield logo shows up on far more than motorcycles, some of the company's most unexpected products have nothing to do with riding.

By Verdad Gallardo | 2026-04-29 16:50:35


VIEW MORE
story-4
8 Best Harley-Davidson Motorcycles Ever

Slideshow: Not every Harley gets it right, but these are the ones that genuinely earned their reputation.

By Pouria Savadkouei | 2026-04-15 14:23:21


VIEW MORE
story-5
10 Worst Harley-Davidson Motorcycles Ever

Slideshow: From the troubled AMF years to modern misfires, these bikes earned reputations for reliability issues, questionable engineering, or disappointing performance.

By Pouria Savadkouei | 2026-04-01 20:01:09


VIEW MORE
story-6
Killer Custom's Jail Break Is The Breakout That Refused to Blend In

Slideshow: Killer Custom's "Jail Breaker" build focuses more on stance and visual aggression than mechanical overhaul.

By Verdad Gallardo | 2026-03-18 19:20:32


VIEW MORE
story-7
Crazy Bunderbike Build Looks Amazing, But Is It Impossible to Ride?

Slideshow: The Swiss custom shop has taken a Harley Softail and stretched it into something so long and low that it looks closer to a rolling sculpture than a conventional motorcycle.

By Verdad Gallardo | 2026-03-07 16:15:30


VIEW MORE
story-8
Harley-Davidson Reveals Super Cool Cafe Racer Concept

Slideshow: Harley-Davidson's new RMCR concept revives the café racer formula with modern hardware-and it may be exactly the reset the company needs.

By Verdad Gallardo | 2026-03-04 12:23:37


VIEW MORE
story-9
Engraved Rebellion: Inside Bundnerbike's Glam Rock II

Slideshow: A standard cruiser becomes an intricate metal canvas in the hands of a Swiss custom house known for pushing Harley-Davidson platforms far beyond their factory brief.

By Verdad Gallardo | 2026-02-24 18:19:44


VIEW MORE