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It really doesn't matter where they pull your score from. All three are VERY close. They may differ 5 to 10 points.
Actually not always true.. My FICO scores are about 50-75 pointsdifferent from the lowestto the highest.. When I went in they pulled transunion and experian I think.. I was running about a 645 FICO at the time on my highest score and I got approved at 8.3 %.
My wifes scores have a huge swing, she has a 710, 725 and a 593. Talk about messed up, I have to take care of that yet. My scores are around 690's and only vary maybe 15 points. We had a past mortgage company report 2 late mortgage payments on our loan AFTER it was closed, I found out by accident when we pulled our scores for a refi on the new house. It took 3 letters and 6 calls from me, plus 2 letters from a lawyer to get them to fic THIER error. If HD is financing down around 8% now maybe its time for that Deluxe afterall!?!?!? My dealer has some BS about 5.9% if you buy during their open house this weekend, I wonder what thats about?
a score of 767 got me 8.9% with 8400.00 down... i pay 183.00 a month
8400 down and 183 a month! Not bustin chops or dissing here but I hope that is a short term loan. I put down 2500 and pay 215 a month. 9% interest for 5 years.
I still owe like 11k on the bike and some change.. 72 month loan.. 6 years... heh but I plan to pay it off early (intrest ya know.. feh that) ill pay it off in the next year or so
The three credit reporting agencies usedifferent formulas to calculate the screidt scores so there will aslways be some difference. One of them, forget which, is actually a totally different scale even and goes ashigh as 950 or something like that. The other two max around 850.
8.9 sounds very high for a 767 scredit score. Did you try a credit union?
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