Do Harley's cost more to insure?
#1
Join Date: Oct 2009
Location: 3rd Stone From The Sun
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Do Harley's cost more to insure?
I just sold a Honda VTX 1800 and ordered a new 2010 Fatboy that should be ready in about 5-7 weeks. I was surprised to find out that Progressive wants to charge me double to insure the Fatboy. No other variables have changed other than going from an 1800 Honda to a 1600 Harley. I'm a bit conused since I was always under the impression that insurance rates were mainly tied to the size of the engine. Is it because the Fatboy costs more or is more likely to get stolen?
#2
I went from a Ninja (650cc) to my Street bob.
I also changed companies (from Gieco to Allstate, Allstate would not insure my ninja before) and with the same coverages, my insurance went up exactly 20 dollars a year.
Shop around.
I also changed companies (from Gieco to Allstate, Allstate would not insure my ninja before) and with the same coverages, my insurance went up exactly 20 dollars a year.
Shop around.
#3
I just sold a Honda VTX 1800 and ordered a new 2010 Fatboy that should be ready in about 5-7 weeks. I was surprised to find out that Progressive wants to charge me double to insure the Fatboy. No other variables have changed other than going from an 1800 Honda to a 1600 Harley. I'm a bit conused since I was always under the impression that insurance rates were mainly tied to the size of the engine. Is it because the Fatboy costs more or is more likely to get stolen?
#4
That just doesn't sound right to me. I would get a quote from someone else beside Progressive. I switched from Progressive a few years ago because they raised their rate two hundred dollars at renewal time for no reason. I hadn't had any accidents or tickets during that year. I've had Geico now for a couple years, and I'm very happy with their rates. And, no I don't work for Geico.
#6
The other reason is…”because they can”; therefore they will!
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#8
Join Date: Oct 2009
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That just doesn't sound right to me. I would get a quote from someone else beside Progressive. I switched from Progressive a few years ago because they raised their rate two hundred dollars at renewal time for no reason. I hadn't had any accidents or tickets during that year. I've had Geico now for a couple years, and I'm very happy with their rates. And, no I don't work for Geico.
#9
I just swapped from a 2006 VTX1300 to a 2007 Harley Night Train. I also have Progressive and my rate went up by $60 a year. So yeah... It costs a little more but not too bad. Other quotes may get them competing to keep your business. Not a bad idea.
#10
My 2002 VTX1800 cost identical to my 2010 Ultra Classic. I have Markel Insurance.
It is almost impossible to compare between different riders. Zip code, credit rating, age, driving record, if combined with car and house insurance. And many other factors.
I know that old men living in the mid west with high credit scores and no tickets don't pay much for any insurance.
It is almost impossible to compare between different riders. Zip code, credit rating, age, driving record, if combined with car and house insurance. And many other factors.
I know that old men living in the mid west with high credit scores and no tickets don't pay much for any insurance.