Been with TD for a few years, but they decided to want 450bucks more for 2016. Called Dalton Timmis and got a quote that was $100 less then i paid last year and switched. I'd recommend you give them a try yourself.
andys@daltontimmis.com (905) 667-4746

 

Amazing, isn't it? They are loosing policies left and right, including mine. When i called, they dropped it $100, which was still 300 bucks more then last year, but that was 3 weeks ago. They since figured out they're stepping on their own toes i assume....
I'm happy that I'm now paying $100 less then last year with Dalton Timmis.

 

Had TD for 4 years at less than 1100. This year upped it to 1550 dropped em like a hot potato. Called Riders Plus got for 1200 still better than TD. I think they want out of the insurance for bikes business. Bet there are a ton of people dropping them. I asked them why I thought insurance was going down in Ontario. They said oh thats for cars only. Yeh blow it out your hole liberals. Anyway gotta ride.

 

Guys, give Dalton Timmis a call I got $1454 for basic coverage and $1800 full coverage (fire, theft) as a brand new rider M2.

 

I had TD for my Goldwing and Ultra Classic. This months renewal saw it jump by about $250 a bike....yah right. Went to DA Kurt out of Kitchener(Dave Kurt) He is a broker, a rider and a nice guy. Not sure about the M1 rate, but he will search around for you. I moved my house and car insurance from TD also, saved a lot of money. It worth a call. 519-579-5440. I have no affiliation connection whatsoever with this place other than my insurance purchase.

 

TD jacked up my rate 39% this year. I told them to stick it. I went with Dalton Timmis and ended up paying just over $100 less than what I paid TD the previous year.

 

I gave my son the info for D A Kurt after i read your post. He got his auto insurance $100.00 cheaper per month. Thanks for posting....my wife and myself are with TD on our bikes and both policies went down.

 

I ve been with state farm with my first touring bike thru the accident and into my new ultra limited, last year my insurance was 1850 for the year on renewal this year I am down to 1350 for the year with full coverage on my 2014. I was going to switch to TD last year but they ended up being 45 dollars more for me than statefarm was. Seems like in Ontario its like a throw of the dice on insurance payments.

 

I'm gonna be getting my first bike soon, do you guys insure year 'round even if you don't ride during the winter?

 

You really don't have much leeway for bike insurance in Ontario. You really cant cancel a policy half way thru the year without significant hit to the premium. Its all front end loaded where the company takes most of the premium within the first 90 to 120 days. Cancel after that and you will get pennies on the dollar. Not much sense in not insuring for the whole year as well. Most if not all insurance companies will ask about 'continuous coverage' and if you don't have it then they likely will quote you as a new rider or new owner. M/C insurance is so much different that automobile....you can easily reduce coverage on a car if you are going to park it over the winter for example but not so easy (if at all) for a bike. Ontario is one of the highest places in North America to insure a bike so it hurts the wallet for sure. One way to offset some of the premium is to consider 'umbrella' insurance that covers additional risks for your home and autos and extends to your bike. I have it and it did make a difference and raised my coverage quite a bit. Enjoy that new bike of yours and know that this insurance thing is just part of the price you pay to play.