Any one have it and do points rack up quick? Worth getting?

 

I've had one for several months but I haven't used it yet. I guess the points rack up depending on how much you use it.

I definitely would not carry a balance on it.

 

You have to charge up $2500 on the Visa card to get a $25 HD gift card.
$25 will get you a genuine Harley mouse pad.

 

I use mine for work and get over a grand a year in chrome cash.

 

I use mine on vacation and have 400 chrome.

 

Been using one for several years. As was said before points add up as you use the card. Catch though is that you have 3 years from the time the points are earned to use them otherwise they expire. Redeeming the points is easy, just call and you're connected to an automated service. They tell you how many points you have and ask how much you want to redeem in $25 increments. Once that's done they send you a gift card in the amount that you asked for in about 2-3 weeks. Bought items at the dealership as well as used it towards service work.

 

+1 here too. Use mine for work as well. Every $2500 spent gains you $25 in chrome cash. I'd rather have that than frequent flyer miles any day. It's basically a US Bank card.

 

The card also has bonus features. Right now, it pays extra when you buy gas or eat out. I use credit cards to pay almost everything. Such as utilities, gas, food, insurance, and almost all my spending that would usually be by cash/check.

It doesn't offer a HUGE return, but as long as the money is being spent anyway, why not get a little extra back?

 

I have used one for several years and use it for everything. It pays for my services, tire installs and other parts.

A previous post was incorrect as to the points expiring in three years. They now last forever and you no longer have to wait for the chrome cash to be mailed to you. It will show up immediately on your smart phone or computer, iPad, etc. as soon as you request a specific amount.

 

I don't think you are totally correct. My last statement indicated that I have points expiring at the end of the year. Perhaps you meant that the chrome cash no longer expires in 3 months(90 days)?

That would be nice because it would allow the chrome cash to be saved up for bigger purchases. I hope that is the way it works now.