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  #11  
Old 04-27-2007, 08:24 PM
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Dave_E Dave_E is offline
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Default RE: HD Financial Credit Score

All 3, both times I bought new Harleys.
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  #12  
Old 04-27-2007, 08:28 PM
caleb7mm caleb7mm is offline
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Default RE: HD Financial Credit Score

Quote:
ORIGINAL: cwilson

It really doesn't matter where they pull your score from. All three are VERY close. They may differ 5 to 10 points.
I just checked mine from all three and there is a difference of 50 points.

--cjc--
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  #13  
Old 04-27-2007, 08:41 PM
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Default RE: HD Financial Credit Score

Quote:
It really doesn't matter where they pull your score from. All three are VERY close. They may differ 5 to 10 points.
Actually not always true.. My FICO scores are about 50-75 pointsdifferent from the lowestto the highest.. When I went in they pulled transunion and experian I think.. I was running about a 645 FICO at the time on my highest score and I got approved at 8.3 %.
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  #14  
Old 04-27-2007, 11:35 PM
Lightngsvt Lightngsvt is offline
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Default RE: HD Financial Credit Score

My wifes scores have a huge swing, she has a 710, 725 and a 593. Talk about messed up, I have to take care of that yet. My scores are around 690's and only vary maybe 15 points. We had a past mortgage company report 2 late mortgage payments on our loan AFTER it was closed, I found out by accident when we pulled our scores for a refi on the new house. It took 3 letters and 6 calls from me, plus 2 letters from a lawyer to get them to fic THIER error. If HD is financing down around 8% now maybe its time for that Deluxe afterall!?!?!? My dealer has some BS about 5.9% if you buy during their open house this weekend, I wonder what thats about?
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  #15  
Old 04-28-2007, 12:39 AM
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Default RE: HD Financial Credit Score

a score of 767 got me 8.9% with 8400.00 down... i pay 183.00 a month
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  #16  
Old 04-28-2007, 01:16 AM
Boxjoint Boxjoint is offline
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Default RE: HD Financial Credit Score

Quote:
ORIGINAL: vertigo14

a score of 767 got me 8.9% with 8400.00 down... i pay 183.00 a month
8400 down and 183 a month! Not bustin chops or dissing here but I hope that is a short term loan. I put down 2500 and pay 215 a month. 9% interest for 5 years.
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  #17  
Old 04-28-2007, 01:50 AM
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Default RE: HD Financial Credit Score

I still owe like 11k on the bike and some change.. 72 month loan.. 6 years... heh but I plan to pay it off early (intrest ya know.. feh that) ill pay it off in the next year or so


(edited to fix some numbers lol)

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  #18  
Old 04-28-2007, 08:42 AM
Jambo Jambo is offline
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Default RE: HD Financial Credit Score

If they're approving imperica scores of 650,no wonder ther're pullin back.Finance too many bums and everyone else pays for it.
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  #19  
Old 04-28-2007, 02:59 PM
drrandall1 drrandall1 is offline
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Default RE: HD Financial Credit Score

My credit was no bueno. I pay 14.9%. $2000 down and pay $350 for 6 years. Gonna power pay it off. But What the hell. I ride a new Fat Boy!!!

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  #20  
Old 04-28-2007, 08:48 PM
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Default RE: HD Financial Credit Score

The three credit reporting agencies usedifferent formulas to calculate the screidt scores so there will aslways be some difference. One of them, forget which, is actually a totally different scale even and goes ashigh as 950 or something like that. The other two max around 850.

8.9 sounds very high for a 767 scredit score. Did you try a credit union?
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Old 04-28-2007, 08:48 PM
 
 
 
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