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aftermarket parts from insurance claim

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  #1  
Old 01-21-2016, 08:53 PM
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Default aftermarket parts from insurance claim

So today when i was parked, a guy was backing up and he knocked over my bike. It left some good scratches on my oem bags and engine guard. Also scratched up my performance machine grips as well. What i want to know is how can i get a quote to fix the stuff, but then replace with aftermarket parts. Is this possible? Thanks
 
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Old 01-21-2016, 09:25 PM
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Originally Posted by sponger
So today when i was parked, a guy was backing up and he knocked over my bike. It left some good scratches on my oem bags and engine guard. Also scratched up my performance machine grips as well. What i want to know is how can i get a quote to fix the stuff, but then replace with aftermarket parts. Is this possible? Thanks
They will pay to replace what was on the bike...if you want to upgrade you'll pay the difference between the two.
 
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Old 01-21-2016, 09:44 PM
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I had the same thing happen to my bike this past summer. Take it to the dealer and have them do an assessment of the damages. The driver's insurance company will have an adjuster do the same thing. You will be amazed at the things they will identify as damage. As an example, my tail light had a rub mark about the size of an eraser head. They paid for a replacement. Anyway, use whichever of the two (dealer or insurance Co) has the higher claim, and have his insurance cut you a check. Spend the money on whatever parts you like.
 
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Old 01-21-2016, 11:45 PM
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They'll pay you the value of what was damaged. You can spend that money however you want. Hookers and blow, even.
 
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Old 01-21-2016, 11:56 PM
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Originally Posted by JustOneDean
They'll pay you the value of what was damaged. You can spend that money however you want. Hookers and blow, even.
Yup, with most reputable companies these days, they'll give you their estimate, and if you accept it, they cut you a check. Go have fun!
 
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Old 01-22-2016, 12:01 AM
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IF there's a lein holder. They prefer you fix it over hookers and blo
 

Last edited by kngpn; 01-22-2016 at 09:54 AM.
  #7  
Old 01-22-2016, 12:54 PM
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Originally Posted by JustOneDean
They'll pay you the value of what was damaged. You can spend that money however you want. Hookers and blow, even.
now wait a minute.... I thought the hookers came with the bike!!!
 
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Old 01-22-2016, 12:58 PM
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Originally Posted by turbotom1052
now wait a minute.... I thought the hookers came with the bike!!!

No.....****** come with the bike.



But only for some guys, other guys get nothing as always.
 
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Old 01-22-2016, 04:37 PM
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Originally Posted by kngpn
IF there's a lein holder. They prefer you fix it over hookers and blo
What if you share?

Dan
 
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Old 01-23-2016, 08:34 AM
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I had this happen to me. I took the bike to the dealer and they charged either $100 or $150 for an estimate. They did identify a lot of tiny marks that you would normally have on a bike with 20,000 miles along with the major damage. The kids insurance agent could not write me a check fast enough including the cost I paid for the estimate. I think he was worried I was going to sue

I fixed the bike myself for about 1/4 of what the estimate was
 


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