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What's a good interest rate on bikes these days?

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Old 11-23-2007, 08:31 PM
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Default What's a good interest rate on bikes these days?

Put a deposit on a new bike today.May pick it up tomorrw and don't really have time to research the current interest rate on bike financing.With a excellent credit rating,what do you think I can get? Thanks
 
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Old 11-23-2007, 08:33 PM
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Default RE: What's a good interest rate on bikes these days?

7 % plus or minus a bit
 
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Old 11-23-2007, 08:33 PM
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Default RE: What's a good interest rate on bikes these days?

my brother just got quoted 14% from HD on a new street bob..[:'(][:'(][:'(] Check with a credit union..Should be around 6-8% for 5 years
 
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Old 11-23-2007, 08:40 PM
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Default RE: What's a good interest rate on bikes these days?

Check with a credit union for sure, Eaglemark is not the lowest. I did finance my bike through HD/Eaglemark, but I jumped on in July when they had the 4.99% promo.
 
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Old 11-23-2007, 08:42 PM
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Default RE: What's a good interest rate on bikes these days?

I have a FICO score of 812 and got 6% at the loal credit union. All of the local banks, and I even tried Lending Tree, were running about 8-8.25% on the low end. Some of the banks were as high as 12%. Would hate to see what they would offer to someone with poor credit. I followed the advise that I received here and tried the credit unions. Thanks again HDF.
 
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Old 11-23-2007, 08:57 PM
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Default RE: What's a good interest rate on bikes these days?

I financed last month October 2007 throught the credit union and got 9.78%.
Not the best, but suited my purpose.
 
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Old 11-23-2007, 09:00 PM
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Default RE: What's a good interest rate on bikes these days?

HD wanted 8.9% a few weeks ago. My credit union is still under 5%. With simple interest, I like to pay it off early, and save the extra interest.
 
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Old 11-23-2007, 09:25 PM
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Default RE: What's a good interest rate on bikes these days?

5% Local credit union ? Yea right, show me.
812 FICO 6%, you show me too.
If you can get 7 % take it!
.
 
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Old 11-23-2007, 09:39 PM
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Default RE: What's a good interest rate on bikes these days?

ORIGINAL: WaterHog

5% Local credit union ? Yea right, show me.
812 FICO 6%, you show me too.
If you can get 7 % take it!
.
What is so unbelievable? Why would I lie? I don't have to show you. Find out for yourself. Centra Credit Union Rate Line 1-812-372-RATE (7238). Currently gives 6.19%. I was able to negotiate a little and get a flat 6%.We are just trying to help the guy out. Relax.
 
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Old 11-23-2007, 10:13 PM
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Default RE: What's a good interest rate on bikes these days?

ORIGINAL: Ricks Ride

ORIGINAL: WaterHog

5% Local credit union ? Yea right, show me.
812 FICO 6%, you show me too.
If you can get 7 % take it!
.
What is so unbelievable? Why would I lie? I don't have to show you. Find out for yourself. Centra Credit Union Rate Line 1-812-372-RATE (7238). Currently gives 6.19%. I was able to negotiate a little and get a flat 6%.We are just trying to help the guy out. Relax.
No doubt.Why the rant as well, not so hard to believe. Looks like someone has a bad rate or low credit score......... Shop around, there are good rates out there.[8D]
 

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