I have a question about financing a bike. Does Harley go by credit score, cs and income or what? My Friend got a loan 4 months after filing for bankrupts so I'm unsure on this. I've heard before Harley is weird on this stuff.

 

Harley will finance anyone. If you have a bad credit score you will get 14.9% though.

 

If you have stellar credit, they offer you 9.75%.

Go elsewhere.

 

It is hard to not get financed with harley, but I have a friend who was turned down, so it does happen. The wife and I went and applied for financing, after our bankruptcy. We got approved, but the interest rate was so high, we figured something else out... If you have decent enough credit, I would search for an alternative. Remeber that buying a bike is just like buying an RV, so the interest rate does seem to be higher, in most cases... Good luck, and the way I see it, if it is meant to be, you will find a way to make it happen... heck, we did...

 

I filed bankrupcy and had perfect credit. Had to do it when Bush passed the new law. I paid 13.9% but had no debt , so who cares.

 

do you think the interest rate goes down if you pay on a loan for awhile with them and then buy another bike? even though the credit history stays the same.

 

Theyre giving me 6.99. 42 months is the minimum.

 

more than likely not .but then again depends on how much you put down. and how long you plan on carring the paper.

 

In in Jacksonville, FL they gave me 7.75%. Didin't seem to bad NAvy Federal Credit Union was the same. I had a bank bankrupcy about 10 years ago (mostly credit cards for daughter's medical bills) and I have bought 2 new cars, refinanced the house @ 4.25%. Not sure what they look for.






Homeland Security before we knew what to call it.

 

Check with your dealer about any financing specials. Last June I was able to get 4.99% with no$ down for 5 years.They were also offering 0% BUT only on 3 years and shorter.I don't know if they are still offering any of this but with the economy in the ******* who knows.

Good luck. JB