I am 23 and I have three tickets on my record. 1 accident and 2 speeding. I have an 09 harley and safeco wants $810 a year full coverage. Been with geico for 4 years and they wanted $1230. Progressive $1347 AAA $both my arms.

 

your age and your record has everything to do with the premiums the ins. co ask.. you may find better rates if you shop around but dont hold your breath, you may turn purple

 

I just switched to Safeco. $250 a year, full coverage with $3000 mod coverage and roadside assistance.

 

What kind of coverage do you have? I've got Foremost with $3500 mod coverage but I'm at $740.00 yearly I do have $250 ded on collision & comp.

 

Damn bro you need to learn how to drive/ride better..

I pay $750 a year for full coverage on my 2011 Street Glide through McGraw.

Ive had McGraw for years for other bikes I've owned and they never nickle and dime you on anything even MODS.
I have laid one bike down on the FRWY and ground about half the bike up on the asphalt and the insurance came and picked up the bike, made it new again and delivered it back to my pad.

Not sure what they can do for you but its great insurance if you can get it.

 

I was young once too and my insurance went sky high because I had too many speeding tickets on my record. The only way that I could get my rates to go down was to wait until my record got cleaner. Part of being young.