Bought my 09 fxd last year, I was 26 only held a permit the day I got the policy, full coverage, 500 deductible, 3k in accessories coverage ect....$22.95 a month. Coming up on my policy in march and if they raise I'll be looking around. This is with progressive

 

allstate was cheaper for me. i'm a new rider and paying $800+/yr

 

Progressive on an 09 Fxdc is $267 yearly with following limits

Liability BI $50K EACH PERSON $100 K each accident
PD $25k each accident

Uninsured
$25k each person $50k each accident
PD $25k less $200 deductible
Medical $1000 each person
Comp $750 deductible disappearing
Collision $750 deductible disappearing
Accessories coverage $3000
Roadside Assistance

 

$344 a year with Allstate for my Heritage. Bodily injury $100,00 ea person, $300,000 ea accident. Property damage $100,000 ea accident. We ride out here all year long.

 

if you are retired military may i respectfully suggest you ask USAA if they cover bikes. they cater to the military.

 

just a note for those purchasing insurance coverage in ny state, you will not get no fault coverage with your policy, meaning if you get hurt while riding, your bike insurance wont pay the medical bills. hopefully you have health insurance which will.

 

I had Progressive for four years and they tried to double my rate. No accidents, no claims. I moved to Allstate, less expensive with better coverage. I also have my house and car with Allstate. Not sure if it's a factor but my agent rides a Harley.

 

I have full coverage including med with Foremost . We ride all year ....250.00

 

I've got three bikes with maxxed out coverage for $800.00 yr. with Foremost. That's for all 3 of them! 2012 H-D Ultra Limited, 2011 Spyder RT-S and a 2000 Honda Shadow Sabre.
You can't beat it for New Jersey! I've tried.

 

Same here!