Huge Progressive Increase!!!!
#11
10-27-2015, 06:39 AM
If you have West Bend in your area, I would check with them. Like I said, they covered my new Street Glide Special for $165 compared to Progressives new rate of $859. Keep in mind that I also have my house and both cars with West Bend. I checked and Geico also was a lot lower than Progressive. Maybe Progressive should stop spending so much $$ on TV ads.
#13
10-28-2015, 01:30 PM
Seasoned HDF Member
I bought a new 2005 Soft Tail Standard in 2005 and purchased Progressive Ins. I paid about $285 per yr. with $250 deductible. Because of an umbrella policy I have to max out the coverage and have to pay a little more. This week decided to trade up to a new 2015 Street Glide Special. Called Progressive and told them of and change which would take place in a couple of days. They said no problem that I have a 30 day grace period but they would give me a quote on the new bike. $859 per year!!!!! I live in Iowa so only ride about 7 months of the year. Couldn't believe it was correct and there had to be a mistake. Perfect driving record, no claims, great credit etc. Called my insurance guy who said he would check rates when he returned from vacation in a couple of days. Mean while I happen to find a web site with a free quote from Geico. $321 for a year. Figured that was more like it. The more I thought about Progressive, I figured they had to have made a mistake. Called back and talked to 2 difference people who came up with the same $859 price. Today my insurance guy returned home from vacation and priced insurance with West Bend. $165 for the year. Still can't figure out why there was such a large increase but happy with the new rate. Has anyone else had this happen to them?
#14
10-29-2015, 07:45 PM
Road Warrior
I just checked Geico, they are a good 20% higher than my current progressive policy.
I have home owners and two brand new vehicles as well as my enclosed trailer through AAA. Their insurance was through the roof for my bike.
Progressive is still my best deal.
You guys are lucky...In Michigan, you pay 185 per year for any vehicle due to our catastrophic claims insurance BS.
Then you pay insurance on top of that... I'm lucky to be approaching middle age, great credit and clear driving history..or I'd be workin like a fool just to drive and ride.
I have home owners and two brand new vehicles as well as my enclosed trailer through AAA. Their insurance was through the roof for my bike.
Progressive is still my best deal.
You guys are lucky...In Michigan, you pay 185 per year for any vehicle due to our catastrophic claims insurance BS.
Then you pay insurance on top of that... I'm lucky to be approaching middle age, great credit and clear driving history..or I'd be workin like a fool just to drive and ride.
#15
10-30-2015, 02:59 AM
#16
10-30-2015, 01:49 PM
Tourer
As a broker, I can tell you that when it comes to insurance rates... You will see that many companies come up with very different figures. Some companies are stronger in certain areas with their rates than others and even in different states a companies discounts can be higher.
Combining your lines of coverage with one company is the best way to maximize your over all discount but when it comes to motorcycles, some companies are simply just not competitive.
Here in Los Angeles, Foremost and similar companies will charge you a grand or more per 6 months where State Farm can offer the same policy for around $400 per 6 months.
Coverage options are pretty general from company to company but for premiums, you just have to put in the time to find the magical combination that produces a low rate.
Combining your lines of coverage with one company is the best way to maximize your over all discount but when it comes to motorcycles, some companies are simply just not competitive.
Here in Los Angeles, Foremost and similar companies will charge you a grand or more per 6 months where State Farm can offer the same policy for around $400 per 6 months.
Coverage options are pretty general from company to company but for premiums, you just have to put in the time to find the magical combination that produces a low rate.
#17
10-30-2015, 03:19 PM
Stellar HDF Member
#18
11-01-2015, 06:10 AM
Progressive
When I was shopping for my new Rushmore earlier this year, I called Progressive to get a quote to transfer my current (at the time it was what I was riding)Softail policy. The quote was about twice the cost I was currently paying. My dealer suggested Dairyland and set me up with a quote--way less $$$.
Does anyone use Dairyland and are they as good are better than Progressive? Do they raise your rates after switching to them?
Thanks
Does anyone use Dairyland and are they as good are better than Progressive? Do they raise your rates after switching to them?
Thanks
#20
11-01-2015, 08:43 AM
