Huge Progressive Increase!!!!
#31
For some reason Progressive doesn't like Street Glides. I went from a 2012 Fat Bob to a 14 SGS and Progressive wanted more than double. Both have a 103 so no increased displacement effecting the rates. Switched to Geico and am paying a little less than I paid for the Fat Bob for the same coverage.
#35
I was using Progressive for everything. When I bought my Limited they gave me a CRAZY high rate. No accidents, no claims, no tickets, and very high credit rating, but they still wanted over $900 a year!
My buddy who also lives in Florida (same zip code as me) was paying under $300 a year with Progressive but on an older bike. We are the same age with same history. I used the limits on his policy and had them re-quote it.
It only went down to just under $600 a year, still too much. I am still looking and getting prices but some companies won't just do a stand-alone on the bike, they want your car, or your home and cars on same policy.
My buddy who also lives in Florida (same zip code as me) was paying under $300 a year with Progressive but on an older bike. We are the same age with same history. I used the limits on his policy and had them re-quote it.
It only went down to just under $600 a year, still too much. I am still looking and getting prices but some companies won't just do a stand-alone on the bike, they want your car, or your home and cars on same policy.
#36
I was using Progressive for everything. When I bought my Limited they gave me a CRAZY high rate. No accidents, no claims, no tickets, and very high credit rating, but they still wanted over $900 a year!
My buddy who also lives in Florida (same zip code as me) was paying under $300 a year with Progressive but on an older bike. We are the same age with same history. I used the limits on his policy and had them re-quote it.
It only went down to just under $600 a year, still too much. I am still looking and getting prices but some companies won't just do a stand-alone on the bike, they want your car, or your home and cars on same policy.
My buddy who also lives in Florida (same zip code as me) was paying under $300 a year with Progressive but on an older bike. We are the same age with same history. I used the limits on his policy and had them re-quote it.
It only went down to just under $600 a year, still too much. I am still looking and getting prices but some companies won't just do a stand-alone on the bike, they want your car, or your home and cars on same policy.
#39
You would think so but I went from a 2011 Street glide to a 2016 Road Glide with same engine but with linked brakes so a safer ride. Everything went up. Not just comp and collision. $200 a year more. My agent can't explain it either. New safer bike with same coverages and more money for everything.
I count at least 9 components to bike insurance:
Liability - bodily injury
Liability - property damage
Medical
Uninsured Motorist - bodily injury
Uninsured - property
Comprehensive including Theft
Collision (repair own bike)
Towing
Loss Of Income.
If you sell/trade from an old bike to a new one, same type,
the only portions that should go up are Collision and Comprehensive/Theft because the new bike will cost more to repair or replace. All the other parts should stay the same, right?
Liability - bodily injury
Liability - property damage
Medical
Uninsured Motorist - bodily injury
Uninsured - property
Comprehensive including Theft
Collision (repair own bike)
Towing
Loss Of Income.
If you sell/trade from an old bike to a new one, same type,
the only portions that should go up are Collision and Comprehensive/Theft because the new bike will cost more to repair or replace. All the other parts should stay the same, right?
#40