Motorcycle Insurance Discussion This is the place to discuss what type of Motorcycle Insurance you carry or any problems or good experiences you've had with certain companies.

Huge Progressive Increase!!!!

Thread Tools
 
Search this Thread
 
  #41  
Old 11-26-2015, 07:04 AM
Knutson Boltz's Avatar
Knutson Boltz
Knutson Boltz is offline
Banned
Join Date: Mar 2015
Location: USA
Posts: 791
Received 65 Likes on 45 Posts
Default

The have to pay for all the annoying advertising and the salary of that bubblehead flo. Not to mention the salaries of all those marketing dipshits that come up with all the stupid scenarios they advertise. You people do know that insurance is a banking product don't you? These genuises in marketing have university degrees so they can come up with all that idiotic crap...bankster stooges. Geico started that silly childish junk. Shop around and go with a local or regional one that don't have enormous advertising budgets. You can also bond yourself at your bank, its the same as. If enough people would do this then flo would have to go back to babysitting special needs children.
 

Last edited by Knutson Boltz; 11-26-2015 at 07:08 AM.
  #42  
Old 11-27-2015, 10:58 PM
tppilot's Avatar
tppilot
tppilot is offline
Intermediate
Join Date: Apr 2009
Location: North L.A. County
Posts: 25
Likes: 0
Received 0 Likes on 0 Posts
Default

I've had 3 bikes on a Geico policy here in NorCal for a while. My wife's Deluxe, My 2008 Street Glide and a BMW K1300 GT. Each bike's premium (full coverage and lots of liability coverage) was like $280 per year. (We're both in our 50's with good driving records)

So recently, the older Street Glide gets stolen, I trade the BMW in for a new 2015 Road Glide Special and the premium for the new bike is double that of my Street Glide. Two bikes now covered for the cost of three.
 
  #43  
Old 11-28-2015, 02:58 PM
IUOE ROB's Avatar
IUOE ROB
IUOE ROB is offline
Stellar HDF Member

Join Date: Dec 2013
Location: Long Island NY
Posts: 2,155
Received 247 Likes on 180 Posts
Default

After being with State Farm for over 25 years (no accidents, 1 ticket in 1985 and no claims) and being happy with them they raised the Vette (3K miles a year) policy a bunch. I started looking around and found a local broker that wrote a policy for New York Central Mutual, an AA rated company. I tried Liberty Mutual, Progressive and USAA, no one could touch them. The Vette, my '14 GMC Acadia and my home under NYCM now save me $1,300 a year. The bike is still with State Farm, full coverage around $450 a year so I'll keep it with them for now.
 
  #44  
Old 11-28-2015, 06:20 PM
Aviator5456's Avatar
Aviator5456
Aviator5456 is offline
Cruiser
Join Date: Feb 2014
Location: Between here & there
Posts: 226
Received 30 Likes on 23 Posts
Default

Originally Posted by harley8
anyone ever use USAA for bike insurance? I have been told they may use Progressive to underwrite their policies?
USAA does use Progressive, just like 21st Century uses Foremost. I had progressive with my Heritage and it was $300 per year with $0 deductible in the Seattle area. When I bought my SGS, my insurance went to $895 a year with $250 deductible. When I moved to SoCal, it went to $1050. I'm 57, no accidents. I switched to Geico and it went down to $550 per year.
 
  #45  
Old 11-28-2015, 08:07 PM
nick@nite's Avatar
nick@nite
nick@nite is offline
Road Warrior
Join Date: Aug 2006
Posts: 1,779
Received 69 Likes on 48 Posts
Default

Pays to shop around bigtime!!! For me the local guys have always been cheaper and much much better service
 

Last edited by nick@nite; 11-28-2015 at 08:07 PM. Reason: spelling
  #46  
Old 06-02-2016, 04:56 PM
Harglide's Avatar
Harglide
Harglide is offline
Advanced
Join Date: Apr 2016
Location: Abilene, Texas
Posts: 61
Received 3 Likes on 3 Posts
Default

Originally Posted by smithk
I bought a new 2005 Soft Tail Standard in 2005 and purchased Progressive Ins. I paid about $285 per yr. with $250 deductible. Because of an umbrella policy I have to max out the coverage and have to pay a little more. This week decided to trade up to a new 2015 Street Glide Special. Called Progressive and told them of and change which would take place in a couple of days. They said no problem that I have a 30 day grace period but they would give me a quote on the new bike. $859 per year!!!!! I live in Iowa so only ride about 7 months of the year. Couldn't believe it was correct and there had to be a mistake. Perfect driving record, no claims, great credit etc. Called my insurance guy who said he would check rates when he returned from vacation in a couple of days. Mean while I happen to find a web site with a free quote from Geico. $321 for a year. Figured that was more like it. The more I thought about Progressive, I figured they had to have made a mistake. Called back and talked to 2 difference people who came up with the same $859 price. Today my insurance guy returned home from vacation and priced insurance with West Bend. $165 for the year. Still can't figure out why there was such a large increase but happy with the new rate. Has anyone else had this happen to them?
I cannot stress enough how much Dairyland saved me after suffering with progressive. Do your research. I would certainly go with Dairyland. Saved me $400!
 
  #47  
Old 06-03-2016, 05:01 PM
Lantern's Avatar
Lantern
Lantern is offline
Cruiser
Join Date: May 2011
Location: Florida
Posts: 117
Received 1 Like on 1 Post
Default

I have been with Progressive now for 5 years. I have a 2011 FLHTK. The first year my rate was about $320. I just renewed and it is now $278. $0 deductible, full coverage, also includes road service. What's to bitch about?
 
  #48  
Old 06-03-2016, 05:13 PM
hvacgaspiping's Avatar
hvacgaspiping
hvacgaspiping is offline
Seasoned HDF Member

Join Date: Apr 2013
Location: Newcastle, OK
Posts: 32,836
Received 16,208 Likes on 8,363 Posts
Default

Originally Posted by awilson40
3rd year in a row, and I had little to no increase.
Okay, but what was your deductible?.....
 
  #49  
Old 06-03-2016, 05:33 PM
tnriverluver's Avatar
tnriverluver
tnriverluver is offline
Stellar HDF Member
Join Date: May 2015
Location: West Tennessee
Posts: 2,902
Received 442 Likes on 363 Posts
Default

Mine dropped about $100 a year this year. Coverage for 3 bikes (1 Harley and 2 Jap) is $361.
 
  #50  
Old 06-04-2016, 05:53 PM
smitty901's Avatar
smitty901
smitty901 is offline
Seasoned HDF Member

Join Date: Feb 2008
Posts: 22,185
Received 9,561 Likes on 5,153 Posts
Default

After 11 years I dropped them a couple months back. They send me email monthly about what a great valued customer I was. But my rates went up as high as someone I know with a DUI and a few ticket. I have none. GECIO put me back where I should be with both my bikes and I then dropped Progressive on my cars and switched them also.
No loyalty go with who gives you the best deal each time renewal gets close.
 


Quick Reply: Huge Progressive Increase!!!!



All times are GMT -5. The time now is 05:18 PM.