Progressive just went up....any suggestions?
#12
01-08-2017, 05:02 PM
I have been with Progressive for 2 years and this year they decided to raise the rates despite having a vanishing deductable and a 12 month no-claim discount. The value of the bike is going down but the cost to cover it is going up. It's only about $12/month but there should be no increase. Anyone have any recommendations for a better deal?
Geico
Dairyland
#13
01-09-2017, 07:38 AM
...and sometimes it has nothing to do with you. Policies on our cars and Harley increased last year due to the State's insurance rating based on number of claims due to highway accidents reported. So many factors. We have vehicles and Harley insured by two different companies. Both gave the same reasoning for rate increase even though all are aging and I have never filed a claim. Shop till you drop is the best we can do.
#14
01-09-2017, 08:35 AM
#15
01-09-2017, 08:41 AM
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#16
01-09-2017, 10:22 AM
I'm going to make you all feel better.
I live in MA and have not had a ticket or accident in 15-20 years.
For my 2016 FLTRXS fire and theft is $1000 a year, an additional $1400 for collision. I can't afford $2400 a year so only have fire and theft coverage.
My coverage selection page for my 2012 Silverado just came in. Last year full coverage was $1300 a year, this year it is $1750! That is $229 a month for insurance (some of you pay that a year). $7.50 a day, every day!
I have a call in to my agent seeing what they can do. Its MA so I don't have much hope!
I live in MA and have not had a ticket or accident in 15-20 years.
For my 2016 FLTRXS fire and theft is $1000 a year, an additional $1400 for collision. I can't afford $2400 a year so only have fire and theft coverage.
My coverage selection page for my 2012 Silverado just came in. Last year full coverage was $1300 a year, this year it is $1750! That is $229 a month for insurance (some of you pay that a year). $7.50 a day, every day!
I have a call in to my agent seeing what they can do. Its MA so I don't have much hope!
#18
01-09-2017, 12:48 PM
I'm going to make you all feel better.
I live in MA and have not had a ticket or accident in 15-20 years.
For my 2016 FLTRXS fire and theft is $1000 a year, an additional $1400 for collision. I can't afford $2400 a year so only have fire and theft coverage.
My coverage selection page for my 2012 Silverado just came in. Last year full coverage was $1300 a year, this year it is $1750! That is $229 a month for insurance (some of you pay that a year). $7.50 a day, every day!
I have a call in to my agent seeing what they can do. Its MA so I don't have much hope!
I live in MA and have not had a ticket or accident in 15-20 years.
For my 2016 FLTRXS fire and theft is $1000 a year, an additional $1400 for collision. I can't afford $2400 a year so only have fire and theft coverage.
My coverage selection page for my 2012 Silverado just came in. Last year full coverage was $1300 a year, this year it is $1750! That is $229 a month for insurance (some of you pay that a year). $7.50 a day, every day!
I have a call in to my agent seeing what they can do. Its MA so I don't have much hope!
Good Lord.....that is insane.
#19
01-09-2017, 01:27 PM
Road Master
My rates just went up with Allstate so I started pricing the competition. I had been with Geico for many years prior, but their rates just kept going up; so I switched. I thought I would give them a chance again, but their rates were still higher than AllState. A friend of mine told me about Dairyland.
I checked with them and the rates were half what I am paying at Allstate. I went to the same reviews the OP did and saw the horrible experiences. To me, it is worth paying the extra for peace of mind. In short, I am staying with Allstate for now.
I checked with them and the rates were half what I am paying at Allstate. I went to the same reviews the OP did and saw the horrible experiences. To me, it is worth paying the extra for peace of mind. In short, I am staying with Allstate for now.
#20
01-09-2017, 04:17 PM
That is the frustration of insurance- rates vary by so many variables what works for me won't work for someone else. The value of your bike may drop each year, but that is only one component of your coverage- Repair rates don't go down, liability costs for damage to other's property and medical care doesn't go down either, so don't expect a lock step between your premiums and the value of the bike. I had a similar experience with Progressive- rate for the Limited was very high compared to policy I had on my ricer. Went with Geico for the bike, and switched my cars the next year. All you can really do is to get quotes from as many different companies as you can stomach, and pick one.
And, the premiums charged also depend on how much the insurer had to pay out in losses the prior year - not just your claims, if any, but all losses they paid.FWIW - I'm getting much better rates from GEICO right now than from any other insurer - even tho house, cars, etc., are with State Farm.