Currently been with Progressive going on 4 years.
Shopping insurance out and I see Markel (got a flyer in the mail) and Dairlyland.

Both Markel and DLand are cheaper by about 10% or so than Progressive for same coverage.

Markel bites when you pay it out over 2, 4 or 12 months, they tack $5 on each installment, at least progressive only charges $1 per installment.

Question is, aside from pricing...has anyone actually had to USE Markel or Dairyland for a claim?
How was the response, process, etc?

I've never had to file a claim with Progressive, but I'm assuming their service is pretty good.

appreciate any feedback.

 

I am also in Michigan, last June I switched to Wolverine Mutual.

Happy with the rate, never made a claim though.

 

Well, while I know it's the Internet...and you could have the cure for cancer for free, somebody would fault it or have a bad opinion of it, I think I'm staying with Progressive.
From the research I've done, folks agree that dairyland and Markel are in fact cheaper, but their claim service and fees/administrative are severely lacking.
To save about a hundo a year, I don't think it's worth it.
I'm not saying Progressive is perfect in every way, but it at least reviews a LOT better on the web.

 

My experience with Dairyland years ago, when I used to represent them (lawyer) in my part of the state. They seemed to be more than fair. In fact, one time, the claim rep actually told me to pay the claimant MORE than his demand.

 

Yes, i agree with you

 

I have State Farm for my home, my 2019 RAV-4, my 2002 Jeep and my 2006 Buell - I too love the hometown service, but every year my HD 1200 was getting older, and the premium was getting higher. In 2019, it went up from $250/year to $280/year, so I shopped around and found Markel American Insurance Company. They insured my Sportster for $76/year, same coverage as State Farm for $280/year. In 2023 my Sportster premium was $89/year and my 2004 Dyna Glide was $118/year. Both bikes are insured today for less than State Farm charged for my Sportster alone in 2018. Fortunately, I haven't had to file any claims, but Markel's customer service has been excellent too - you gotta check them out:

https://www.markelinsurance.com/

 

wow - just checked my area. They were $700 more per year than Progressive.

 

I have Dairyland and the premium is excellent

 

Foremost been doing me well even here in the bay area.

 

I shop every 2-3 years. I call or do online for most companies in my area. I make sure to compare like policy coverages.