on a 2013 breakout? also remember i am in Jersey so we have higher then average premiums to begin with. i got the highest limits with $500 ded.

 

I pay just under $400 a year for my 07 Heritage with a $500 ded also. Considering where you are and a 13 I would say it isn't too bad.

 

I'm paying $370 a year for a Fat Boy with $500 ded.

 

I have full coverage on my '13 FLHTC and pay around $700.
Difficult to compare insurance premiums.
Prices vary tremendously depending on the state, town or county you live in.

 

I dont remember my deductibles, but when i bought my FLSTFB I was at $475/year with Rider Insurance. This year, because it's now considered an 'old model', it dropped to $265/year, same coverage.

 

Seems high to me, but then again premiums fluxuate so much its hard to tell.

 

My first reaction is no, you're getting screwed big time. But, since you live in the Nawth
Im not sure. Just paid mine for a full year and the premium was $169.00 and that's with full coverage and a little bit of medical. Who are you insured with? Ill add that each year my auto and bike premium has gone DOWN some each year. I'm with Progressive and couldn't be happier. I recommend everyone check them out if you're insured with someone else..

 

alot of it depends on your liability rates. some people have state minimum rates at 25,000/50,0000, some have 300/500,000 with a million dollar umbrella. makes a huge difference in premiums.

 

Just a question for ya. Have you tried shopping around and comparing prices to see where you stand? That might be of some help also.

 

i got three quotes through my current agent: foremost, travelers and progressive and progressive was the lowest rate of the three. i also asked for 100/300/50 and a $500 ded. i need to get this rolling to pick my bike up on saturday so even if i shop i don't think i will find any significant savings maybe at most $100 for the year, is it worth wasting my time to shop that?