Wanted to post the solution for my problem since it was like searching for a needle in a haystack to find someone else with the same problem. My clutch would not fully disengage therefore the bike wanted to creep at when at a standstill and finding neutral while stopped was virtually impossible. I tried various clutch adjustments and different clutch pack stackup heights but to no avail. Solution was I had to remove the anti-chatter ring (concave ring) from the clutch pack. Clutch now disengages with not problem and I'm able to move the friction point to my preference. Also, if you have an additional wide friction plate, you might as well remove the thinner friction plate and spacer then replace with the wider friction plate to gain a little more friction surface area. A special thanks to "roadgliderick" for posting his solution to the problem and no thanks to Barnett.