I know you can add accessories into the finance payments when you buy a new bike if you qualify credit wise etc, basically for example you can have exhaust etc put on and simply have the price of the pipes be added into the the price of the bike, thus increasing your monthly layents accordingly etc.

My question is- is the labor included, meaning they will add that into the full price and up your monthly payments accordingly or is that separate???

Sorry if this is a dumb question lol.

 

They will add the cost of labor. Cuz those add ons wont install themselves. Unfortunately.

 

So the parts AND labor get added into the finance cost, you don't have to pay out of pocket up front for labor?

 

I'm the opposite...best to owe the "least" amount to bank/financing. You'll pay for those add-on's x10 by rolling into the financing. Cheaper to shop online for discounts on your upgrades and keep these separate from your bike payment...JMO.

 

I would only want to add the most expensive and possible warranty based stuff into finance, say an 883-1200 upgrade, stage 1 or something anything engine/tranny, I wouldn't add in cosmetic stuff or something easy like seats, bars etc

 

Why not just get a 1200 then?

 

Yes, you will have no problem adding the accessories & labor in to the cost. I did that last July when I bought my Iron. Had them install the Screamin' Eagle 1200 stage 1 kit, along with the nickel heat shields. I did the highlighted fins, which gives a diamond edge to them. I went through my credit union, but Harley was the same.

Also, when having the parts installed within the first 60 days(think it was 60), the parts and labor are covered for the 2 year warranty at any Harley dealer.

 

Ditto, cause thats what I did....and yes they will add parts and labor to be financed.

 

He wouldn't have the bike he wanted then would he lol. These aren't cars, they are bikes. Motor upgrades, paint etc are very easy swaps & upgrades. Unlike cars.

 

Good luck if you ever decide to refinance the bike...HD doesn't exactly offer the lowest rates. It could bite you in the *** if you go to refinance and owe more than the value of the bike because you wanted pipes and whatnot