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Old 05-22-2009, 07:33 PM
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Question Harley Interest Rates

Hey fellas. I just got the call that my bike is done, and ready for pickup at the dealer. I am out of state for a few weeks, and plan to pick it up in June. Here's my question......what kind of interest rates have you been getting from Harley on a new bike.

I will be financing about 12,000 on a 27,000 bike. I'm not asking for anyone to post details they aren't comfortable giving. I am just looking for a ballpark interest rate, kind of a "what to expect" deal.

Thanks,

Scott
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Old 05-22-2009, 07:41 PM
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You used to be able to go to the HD website and see what they offered for different term loans. You might check there to see if this feature is still there.
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Old 05-22-2009, 07:42 PM
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When I bought my bike back in mid-March, H-D Credit rates were not as good as why my dealer could get for me locally, so I opted to go that route. While H-D Credit 'may' be an avenue for you, there are credit unions around that seem to be doing much better than typical banks (didn't have any bad loans, etc. since the criteria are typically a bit higher to have loans approved).

Just a thought for ya.
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Old 05-22-2009, 07:43 PM
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You can usually get lower rates through a credit union. that is what I have read here. I always purchase outright.
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Old 05-22-2009, 07:51 PM
fatglide fatglide is offline
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HD isn't competitive.

Who'da thunk?
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Old 05-22-2009, 08:03 PM
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Quote:
Originally Posted by fatglide View Post
HD isn't competitive.

Who'da thunk?
Thunkin would require a brain, and everyone knows that bikers don't have them! :P

LOL

(if only the huddled masses really knew the real deal! )
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Old 05-22-2009, 08:05 PM
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I got 4.9% in sept 07 Thats not what they offered me Whatever they offered me was quite a bit higher than my credit union, so I told them I could do better .My credit is excellent and I did have a loan with HD before They dropped it pretty quick
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Old 05-22-2009, 08:10 PM
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Here's the rates from my local credit union. http://www.cacu.com/ancillary/Rates.pdf

Community American was 2% lower rate than Harley credit for me.

http://www.cacu.com/personal/join/pr...yDavidson.aspx

I would recommend getting your own financing prior to going to pick the bike up.
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Old 05-22-2009, 08:11 PM
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2008 1.5% free money for three years
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Old 05-22-2009, 08:18 PM
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I went with a local CU and got a better rate last year when I picked up my bike.
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Old 05-22-2009, 08:18 PM
 
 
 
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