How hard is it to get insurance for a custom built bike? Some day I would like to build my own custom, but want to know how hard it is to tag and insure it.

Thanks

Jeff

I'm checking into it for you JeffD. I've never written coverage for a custom before but I'm sure it can be done. I'll get back to you.:D

This would be good information. I currently have liability through Progressive but I need to upgrade now the bike is worth something.

Thud, what did you start out with for a frame? I was looking at rolling chassis' on ebay and it looks like some really good deals can be found on there.

My thread is http://www.hdforums.com/m_150004/mpage_1/key_/tm.htm#150004

My gallery is http://www.hdforums.com/albumphoto.asp?albumid=249&asortType=1&apage=1

I started with a DNA 250 Pro-Street frame from American Made Online (local to San Diego)

http://www.trydna.com/motorcycle.htm

http://www.american-made.com/

There are a lot of good frames out there now days. I found these guys on Ebay too but since
American Made was in San Diego area, it was a local pickup for me.

http://cgi.ebay.com/ebaymotors/ws/eBayISAPI.dll?ViewItem&rd=1,1&item=4607068439&sspagename=STRK%3AMEWA%3AIT

This is what I am considering if I take on this project.

I just bought my rotors and rear pulley from American Made off of ebay, and they were a great company to deal with.

BTW how much different is the mounting of a Shovelhead vs. a Evo motor. I'd like to do something different then a Evo or Twin cam.

Talk to Tim at American Made. That looks like a DNA frame with a springer front end. I know you can mount a Twin Cam A on the frame with an adapter. An Evo and Shovel will work, but talk to Tim to make sure of what you need for the primary pieces.

Here is the bike that I want to somewhat duplicate. It is in the new edition of IronWorks magazine. Love the lines of this bike. It looks like a DNA frame also, and it does have a DNA springer front.

local://upfiles/1733/62A6241FC82E4AE789DEEC14F2A68AEF.jpg

thud, trust me, im not out to bust your bubble,but what makes your bike" worth something" ?
ORIGINAL: ThudMeister

This would be good information. I currently have liability through Progressive but I need to upgrade now the bike is worth something.

Easyriders magazine had an article on it a year or two back....the short version: it is a royal pain in the ass.

ORIGINAL: JeffD

How hard is it to get insurance for a custom built bike? Some day I would like to build my own custom, but want to know how hard it is to tag and insure it.

Thanks

Jeff


It's usually not hard just EXPENSIVE ![sm=insomnia.gif]

Depends on the company. I have a custom title, and it is insured through State Farm. Insured for replacement value at $530 a year! Not bad

ORIGINAL: birsling

Depends on the company. I have a custom title, and it is insured through State Farm. Insured for replacement value at $530 a year! Not bad


WOW! That's cheaper than my damn Dyna!

Yeah, check them out. They were about 1/3 of what most companies quoted me. Not counting the amount of companies that don't offer any insurance on customs (Progressive, Geico, Country, and the list goes on)

I have State Farm for my chopper too - seems to be a great way to go.

I have yet to get insurance or tag my custom, and its been on the road for ten months now, I'm not bragging, just too poor to do it.

If you have access to FreeWheelin magazine..there are some insurance companies that will cover Customs.
2001 Custom-SUPERCHARGED

I wasn't hard at all. I did a Custom Chrome kit. Hardcore II. All they required were four pictures of the bike and that it had a V.I.N. number. Two years ago it only cost me $400.00 for the whole year. Here is the bike:

http://img.photobucket.com/albums/v229/steve7h/c8eeb852.jpg

Yes insurance for Custom bikes can be a pain however if you do the research there is a few companies out there that will cover them for Full coverage. Comp and Collision!!!

Keep looking online and I’m sure you will come across one that will be willing to take care of you and your bike.

Berglund Enterprises

http://www.berglundins.com/

Good in 46 states, knowledgeable and courteous
Applied and bonded in ten minutes, very nice.

Rates very widely basing on locale

I honestly thought the bike I just bought couldnt be fully insured




local://upfiles/22631/9CD5E519D1A640B8865787078D7CE80A.jpg

Mine is a custom and I have full insurance from Foremost.

Make sure you get it appraised by two different sources. [sm=burnout.gif]

Some insurance companies wont insure a bike with a "special construction " title . Some of the bigger companies will however insure a bike that has a manf vin and is listed in nada or kelly blue book. This is whatI found out when I did mine with a "special construction title"