Man, I'm BROKE
#1
11-20-2017, 06:39 PM
Man, I'm BROKE
I don't understand it, I make great money, over 100K a year and I am broke as hell!
My only debt is house, wife's truck, and my Harley. Everything else is paid for and I still can't afford squat. Depressing this time of year when I want to buy gifts, but I don't have the jack? Recently wrecked my RGU, and my family wants me to get rid of the bike and get a car....again. Even if I wanted to I can't afford it. The bike, the insurance, and the gas is right in my range.
How do you get through "the lean years" without selling everything? I am always stressed over money and can't figure out wTF???
My only debt is house, wife's truck, and my Harley. Everything else is paid for and I still can't afford squat. Depressing this time of year when I want to buy gifts, but I don't have the jack? Recently wrecked my RGU, and my family wants me to get rid of the bike and get a car....again. Even if I wanted to I can't afford it. The bike, the insurance, and the gas is right in my range.
How do you get through "the lean years" without selling everything? I am always stressed over money and can't figure out wTF???
Top Answer
10-31-2020, 12:14 PM
Three years later and I turned things around after the first post. Put things on paper, made a plan and stuck to it. No longer struggling at all and my financial planner helped a great deal. If anyone falls into the same trap as I did, my only advice would be to save as much money as possible because "love don't pay the light bill." The newest bike is only the newest for a year...
#2
11-20-2017, 06:45 PM
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#3
11-20-2017, 06:45 PM
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11-20-2017, 06:47 PM
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11-20-2017, 06:48 PM
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11-20-2017, 06:49 PM
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#7
11-20-2017, 06:53 PM
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My Step Daughter and Son in Law follow the Dave Ramsey way, it works...Johnny, take your time and put everything on paper, Spreadsheet preferably...
Account for every dime... Do you smoke, drink, go out to eat a lot? Re assess what you are doing right and wrong...
You make decent money,,,adjust the way you live...
Account for every dime... Do you smoke, drink, go out to eat a lot? Re assess what you are doing right and wrong...
You make decent money,,,adjust the way you live...
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#8
11-20-2017, 06:58 PM
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#9
11-20-2017, 07:10 PM
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Notgrownup has good advise. I have a good friend that sounds just like you. The last time he was complaining we sat down and discussed ALL of his expenses. It didn't take long to figure out where it was all going. As mentioned, set up a spreadsheet and track every dollar like it is your job and you will figure it out. From there it's a matter of setting goals and making good decisions.
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#10
11-20-2017, 07:15 PM
