Out of the blue........
#31
07-07-2009, 04:28 PM
Stellar HDF Member
Last week I got a phone call from my insurance agent. She said that she was reviewing my policy & wanted me to come in to the office & bring the registrations for my bikes. She wanted to rewrite my policy. I asked why & she said that since I had been insured with them (Progressive) for so long that she could get me a much better rate. I was suspicious & skeptical. Why would they, out of the blue, just offer to insure me for less money? Well, I went to the office & talked to the agent. When I walked out of the office I had a new policy at a fantastic savings. My old policy premium was $420 per year for four bikes. (full coverage on the H/D & liability on the other three) The new policy was for the same coverage, but I dropped one bike. The liability coverage on any bikes added with my H/D is only $16 per bike. My new premium is $164 per year for three bikes! That's a savings of $256. Even if I had left the fourth bike on, it would have still been a savings of $240!
What a great surprisse!!!
What a great surprisse!!!
#32
07-07-2009, 04:35 PM
In expensive AZ...
2002 FLSTC $600.00 a yr
2009 FLTRI $1236.00
The Roadglide with the payment and ins. was $500.00 a month
I'll stick with Carbed older models...
2002 FLSTC $600.00 a yr
2009 FLTRI $1236.00
The Roadglide with the payment and ins. was $500.00 a month
I'll stick with Carbed older models...
#34
07-07-2009, 05:40 PM
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Yeah. My FLHRC is about $900 a year.
#35
07-07-2009, 07:20 PM
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You get what you pay for! Do a search (not on this forum) about problems with insuracne companies. Seems to me a lot of people have "issues" with Progressive coverage that they don't find out about until they have an accident.
When I called around to get quotes, I found that my insurance company, Formost, is a few bucks a year more than Geico and several hundreds cheaper than Progressive.
But with my accident back in January, the insuracne was totally painless to deal with. I talked to them once on the phone to tell them what happened. They contacted the Harley dealer where my bike was taken and basically told them to fix it whatever it took. I had the bike back, repaired perfectly in 5 weeks.
The extra $40 a year is worth it to me for that type of service.
When I called around to get quotes, I found that my insurance company, Formost, is a few bucks a year more than Geico and several hundreds cheaper than Progressive.
But with my accident back in January, the insuracne was totally painless to deal with. I talked to them once on the phone to tell them what happened. They contacted the Harley dealer where my bike was taken and basically told them to fix it whatever it took. I had the bike back, repaired perfectly in 5 weeks.
The extra $40 a year is worth it to me for that type of service.
#36
07-07-2009, 10:21 PM
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You get what you pay for! Do a search (not on this forum) about problems with insuracne companies. Seems to me a lot of people have "issues" with Progressive coverage that they don't find out about until they have an accident.
When I called around to get quotes, I found that my insurance company, Formost, is a few bucks a year more than Geico and several hundreds cheaper than Progressive.
But with my accident back in January, the insuracne was totally painless to deal with. I talked to them once on the phone to tell them what happened. They contacted the Harley dealer where my bike was taken and basically told them to fix it whatever it took. I had the bike back, repaired perfectly in 5 weeks.
The extra $40 a year is worth it to me for that type of service.
When I called around to get quotes, I found that my insurance company, Formost, is a few bucks a year more than Geico and several hundreds cheaper than Progressive.
But with my accident back in January, the insuracne was totally painless to deal with. I talked to them once on the phone to tell them what happened. They contacted the Harley dealer where my bike was taken and basically told them to fix it whatever it took. I had the bike back, repaired perfectly in 5 weeks.
The extra $40 a year is worth it to me for that type of service.
#37
07-07-2009, 10:30 PM
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Geico is just as liberal.
Back in the late 1980s, California mandated an insurance cap because insurance companies were getting stupid with their insurance rates for Californians. Geico said that if the law passed, they would immediately cease doing business in California. The law passed. Many of my friends in the military, who got a military discount through Geico, got letters within two weeks that their insurance was being canceled due to being stationed in California and they were ceasing operations there.
I wouldn't care if Geico offered me insurance for a dollar. I'd tell them to get bent.
Back in the late 1980s, California mandated an insurance cap because insurance companies were getting stupid with their insurance rates for Californians. Geico said that if the law passed, they would immediately cease doing business in California. The law passed. Many of my friends in the military, who got a military discount through Geico, got letters within two weeks that their insurance was being canceled due to being stationed in California and they were ceasing operations there.
I wouldn't care if Geico offered me insurance for a dollar. I'd tell them to get bent.
Last edited by DYNAJoe; 07-07-2009 at 10:42 PM.
#38
07-08-2009, 05:27 AM
But dropping all of their customers and leaving them high and dry *IS* a Liberal trait.... The people trying to get insurance got stuck with HIGHER rates because they were dropped by their insurance company. The new companies didn't care what the reason was.
Nice try. Maybe you should have actually thought it all through.
Nice try. Maybe you should have actually thought it all through.
Last edited by Bluzmn59; 07-08-2009 at 08:41 AM.
#40
07-08-2009, 09:49 PM
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You get what you pay for! Do a search (not on this forum) about problems with insuracne companies. Seems to me a lot of people have "issues" with Progressive coverage that they don't find out about until they have an accident.
When I called around to get quotes, I found that my insurance company, Formost, is a few bucks a year more than Geico and several hundreds cheaper than Progressive.
But with my accident back in January, the insuracne was totally painless to deal with. I talked to them once on the phone to tell them what happened. They contacted the Harley dealer where my bike was taken and basically told them to fix it whatever it took. I had the bike back, repaired perfectly in 5 weeks.
The extra $40 a year is worth it to me for that type of service.
When I called around to get quotes, I found that my insurance company, Formost, is a few bucks a year more than Geico and several hundreds cheaper than Progressive.
But with my accident back in January, the insuracne was totally painless to deal with. I talked to them once on the phone to tell them what happened. They contacted the Harley dealer where my bike was taken and basically told them to fix it whatever it took. I had the bike back, repaired perfectly in 5 weeks.
The extra $40 a year is worth it to me for that type of service.
A few years ago I was riding one of my older bikes & had a cager try to pass me in a no passing zone on a 30 mph road. He got beside me & cut in hard, hitting me hard enough that my left footpeg tore a hole in his fender & bent the footpeg mount on the bike. Somehow I managed to keep the bike up & escaped any injuries, but I wobbled all over the place until I regained control. The guy didn't even stop, so I chased him down until I was able to get his plate number. I called the cops & they tracked him down at his home. I reported the accident to Progressive even knowing that I only had liability on that bike. They had a rep contact me & kept in touch with me & the other guy's insurance company to make sure that I was paid for the damages to my bike.
A couple years ago, my wife dropped her Low Rider while doing a low speed u-turn. There was enough damage that we decided to turn a claim with Progressive. My wife took the bike to our local H/D dealer & got an estimate for the repair. Then, she submitted the estimate to Progressive. A rep contacted her within a day & wanted to see the bike. I thought that we were going to be in for a fight to get the damages paid for. Boy, was I wrong! The rep went over the bike so thoroughly that he found things the dealer hadn't written up & included them in his report. Then.......the rep wrote a check on the spot for about $400 more than the estimate from the dealer!
What more could you ask for? I'm very happy with Progressive!