2023 Eagle Mark financing rates
Seasoned HDF Member
Joined: Sep 2020
Posts: 8,143
Likes: 9,550
From: central NC
Today, 12.09% is posted for a new bike. Yikes
Yesterday I could have sworn I saw 7% and change. The moco will change it up.
When I bought my current back last fall they had been advertising 10%, then one day they posted 5.25%. Two days later I went to buy and the dealer didnt even know about it, and it was posted at the moco website. I made them call because they acted like it wasnt correct and wanted to finance me through some Ohio bank at 7.5% (and Im in NC). We did the deal at 5.25%.
Yesterday I could have sworn I saw 7% and change. The moco will change it up.
When I bought my current back last fall they had been advertising 10%, then one day they posted 5.25%. Two days later I went to buy and the dealer didnt even know about it, and it was posted at the moco website. I made them call because they acted like it wasnt correct and wanted to finance me through some Ohio bank at 7.5% (and Im in NC). We did the deal at 5.25%.
Seasoned HDF Member
Joined: Apr 2015
Posts: 10,062
Likes: 5,317
Seasoned HDF Member
Joined: Aug 2017
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From: Omaha,NE
Thread Starter
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Road Master
Joined: Feb 2019
Posts: 1,100
Likes: 672
From: Orange County
they allow financing on upgrades ? Did not know that
Stellar HDF Member
Joined: Jul 2013
Posts: 2,341
Likes: 982
From: Trinity NC
When the dealer submits the deal to HD financial they get back several things.
1 - Instant approval, Instant decline or pending review
2 - On approvals the dealer is given a buy rate. This is the interest rate and term HD is offering the customer based on the information the dealer submitted. Depending on the state, the dealer can offer the customer a higher rate than the buy rate. This is one way the dealer makes money on financing.
3 - They get an approval amount. This is the amount above the purchase price of the bike that HD will finance. This can be used on parts, service and motor clothes.
Hope this helps!
1 - Instant approval, Instant decline or pending review
2 - On approvals the dealer is given a buy rate. This is the interest rate and term HD is offering the customer based on the information the dealer submitted. Depending on the state, the dealer can offer the customer a higher rate than the buy rate. This is one way the dealer makes money on financing.
3 - They get an approval amount. This is the amount above the purchase price of the bike that HD will finance. This can be used on parts, service and motor clothes.
Hope this helps!
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Seasoned HDF Member
Joined: Apr 2015
Posts: 10,062
Likes: 5,317
When the dealer submits the deal to HD financial they get back several things.
1 - Instant approval, Instant decline or pending review
2 - On approvals the dealer is given a buy rate. This is the interest rate and term HD is offering the customer based on the information the dealer submitted. Depending on the state, the dealer can offer the customer a higher rate than the buy rate. This is one way the dealer makes money on financing.
3 - They get an approval amount. This is the amount above the purchase price of the bike that HD will finance. This can be used on parts, service and motor clothes.
Hope this helps!
1 - Instant approval, Instant decline or pending review
2 - On approvals the dealer is given a buy rate. This is the interest rate and term HD is offering the customer based on the information the dealer submitted. Depending on the state, the dealer can offer the customer a higher rate than the buy rate. This is one way the dealer makes money on financing.
3 - They get an approval amount. This is the amount above the purchase price of the bike that HD will finance. This can be used on parts, service and motor clothes.
Hope this helps!