Insurance ?
#1
Insurance ?
Time to renew and my policy went up $50.00 ( never had a claim in all my years ) I'm 75 . I live in a no fault state where my insurance is supposed to pay any damages to me and my vehicle and the other drivers insurance is supposed to pay his unless of course he/she doesn't have any insurance. So to that extent I have to pay uninsured\underinsured motorist premium . I feel this is double dipping by the insurance companies but have to pay anyway.
Anyway; I feel $500.00 is too much for the few months of driving we have here in Ct. and am asking who has a better ins. co. and what their premiums are. I'm with Dairyland at the moment. Thanks any and all comments.
Anyway; I feel $500.00 is too much for the few months of driving we have here in Ct. and am asking who has a better ins. co. and what their premiums are. I'm with Dairyland at the moment. Thanks any and all comments.
#3
#4
Who is your car insurance through? I have Geico and since I have my Car through them my bike is pretty cheap under $300, separate, like $250 higher...and Im around DC...I ride pretty much year round, but I think they also have an option for winter "no ride" times..but dont ride in that period!!...My Bro live in CT..I'll ask him who he uses...
Last edited by mastergunnera8; 11-13-2016 at 07:48 AM.
#6
State Farm and live in Iowa.
$225 for '02 Sporty and about the same for my '07 Ultra.
Dented my Ultra tank and SF replaced it.
$1,300 with new tank and labor.
($250 deductable).
No increase in premiums.
Had Progressive for 5 years ('02 Sporty new) with NO claims but every year the premium kept going up.
Started at $174 and got to $250 a year.
When I got the Ultra in 2007, they wanted $700 a year for that bike.
Checked SF and got both bikes covered for under $500 a year.
Full coverage and I can ride whenever I want.
I don't ride in the winter (salt) but if I wanted to, I'm covered.
$225 for '02 Sporty and about the same for my '07 Ultra.
Dented my Ultra tank and SF replaced it.
$1,300 with new tank and labor.
($250 deductable).
No increase in premiums.
Had Progressive for 5 years ('02 Sporty new) with NO claims but every year the premium kept going up.
Started at $174 and got to $250 a year.
When I got the Ultra in 2007, they wanted $700 a year for that bike.
Checked SF and got both bikes covered for under $500 a year.
Full coverage and I can ride whenever I want.
I don't ride in the winter (salt) but if I wanted to, I'm covered.
#7
I'm in Virginia and pay about $300 for a 2016 RGS through Markel. They're a speciality insurer and only write policies for motorcycles, ATVS, etc, and the premium hasn't gone up for three years. I dropped Dairyland when they kept slowly increasing my premium even though I've been riding 35 plus years with no claims. This is a tactic that insurance companies use. They charge you just a little extra each year betting that small increases won't trigger you to leave. I have to carry uninsured motorists coverage because in Virginia you can drive with no insurance as long as you pay a fee to DMV. It's ridiculous. So far, Markel has been good.
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#8
#9
We're in at $443 yearly for 3 bikes with Progressive. All have collision, comp, uninsured motorcist, roadside assistance, accessory coverage, $3500 coverage for damage to my trailer and $500k liability. All in the Soviet Socialist Republic of New York.
Bike premiums are one thing I don't bitch about. But the relatively low cost may be due to the age of the bikes. Premiums have actually dropped each of the last 2 or 3 years.
Not trying to be a forum cop, but there is an insurance forum here.
Bike premiums are one thing I don't bitch about. But the relatively low cost may be due to the age of the bikes. Premiums have actually dropped each of the last 2 or 3 years.
Not trying to be a forum cop, but there is an insurance forum here.
Last edited by 2goldens; 11-13-2016 at 08:54 AM.
#10
NELS, I hate to say it,but I think your age is a factor! I also have dairyland though,and mine went up this year too.[a little under $500-I'm 64 years old]
I've been planning on shopping around also. I have Geico on my car,maybe I can get a deal from them?
I've been planning on shopping around also. I have Geico on my car,maybe I can get a deal from them?
Last edited by hdbob2006; 11-13-2016 at 08:56 AM.