Does anyone know of an insurance company that will cover rental bikes in addition to the normal coverage?

 

Just curious, have you checked your insurance company to see what they have to say?

 

Yes, I have. I've carried Progressive for over 10 years, and they said "nope."

 

Mine didn't cover me on a rental bike for the bike but my medical insurance covers me. I bought rental insurance for the bike. I believe that most people don't know what their insurance covers, medical or otherwise. It's in your best interest to know what you're paying for.

 

I always purchase their insurance. That way no hassles later. JMHO

 

I have Progressive and my policy covers the rental bike, just as if it were my own. BUT I am in Illinois and perhaps the policies read differently from state to state.

 

I'm sure it would very greatly by the coverage you have on your own policy. In MN the required insurance minimums on a motorycycle are extremely minimal.
All you need is liability of 30/60 for personal injury and 10K for property damage. That's it. With those minimal limits, I could easily see a carrier not allowing coverate for any rental bikes.
On the other hand, if the operator has more realistic liability coverage, and comprehensive or collision, etc.... Then perhaps the carrier might be more inclined to cover rentals.

 

My insurance covers me on a rental, never have to have theirs, but they try and get you to take it, expensive

 

Oh, I think I hurt myself laughing. 30/60 is not extremely minimal. In Louisiana, required limits were fairly recently RAISED to 15/30 liability. (Louisiana required limits are beyond laughable, they are pathetically low.)

 

I had esurance on my last bike, and they specifically said that they DO cover rental motorcycles, just like your auto policy covers rented cars.

I have Progressive on my current bike, and asked them the same question -- disappointingly they said "no", no rental bike coverage.

So check with esurance, maybe they'd cover it in your state.