With Markel 100,000/300,000 with 24-7 roadside service is under $200, and I don't park my bike during the winter months.

 

Moved to South Carolina close to 4 years ago...Insurance down here is twice what I was paying in Indiana. State Farm has my house and cars, they wanted $1200 a year for the bike. Went with Geico, they were around $850 a year. They just raised my rates to over $1100 a year, no explanation. Just got a quote from Markel for under $600 a year... I'll be making the switch in the next month when policy is done with Geico.

John

 

Ive been with USAA forever and have used Progressive as USAA's MC insurance company even though they were sometimes a little higher until today. I got quotes from several and Dairyland won. Same coverage across the board and Dairyland even added depreciating deductible into the equation. (not that it was a deciding factor at all) I contacted Progressive and gave them the opportunity to keep a customer of over 20 years and they were ambivalent at best. So I switched to Dairyland and saved over $100.00 per year. Sorry Flo

 

Because of this thread, I just got a quote from HD/Markel.

For full coverage on my 3 bikes with Dairyland, with higher liability limits, I'm paying $968 per year.

The quote I just got came in $20 per year less. Not worth switching.

 

wow surprised at how much some of you guys are paying.

I have Geico in NJ, and on a 2018 forty eight (full coverage with $500 deductables) I'm paying $220 a year. I'm 38 y/o with clean record. Rider was $450 and insurance from HD was $250.

 

Pretty sure it's by location. My insurance when I lived in Indiana was half of what I'm paying in South Carolina. This is for cars and bike. And I'm 44, married, no claims either.

 

 

Yes your right. The cheap insurance in NJ doesn't offset the property taxes, sales taxes, and housing costs though

 

I just switched over to Markel from Progressive (through USAA). Markel was about $50 less than Progressive for the same coverage, $195 for Markel.

Progressive gave me notice that they were not going to renew my policy this year, because I had 3 or more claims within the policy period. The 3 claims were all for towing, and all 3 came from the same flat tire incident in Yellowstone last year. 2 tows to get out of the park to West Yellowstone, 1 tow from West Yellowstone to the dealer in Montana.

To be fair to Progressive, I paid about $250 for the policy, and those 3 tows probably came to about $800, so they were on the losing end of the deal.

 

How many years did you pay into that plan without a claim? I have paid into my insurance for 10 years without a claim, but we had a ridiculous hail storm here and my costs will be going up. So a single claim, after 10 years of paying my insurance (that had nothing to do with me) and my rates are going up? Insurance is a necessary evil, but still evil. Don't let them justify this crap.