Motorcycle Insurance Discussion This is the place to discuss what type of Motorcycle Insurance you carry or any problems or good experiences you've had with certain companies.

Motorcycle Insurance - Which Company?

Thread Tools
 
Search this Thread
 
  #1  
Old 05-14-2018, 06:29 PM
Cosmic Razorback's Avatar
Cosmic Razorback
Cosmic Razorback is online now
Seasoned HDF Member
Thread Starter
Join Date: Aug 2008
Location: North Carolina
Posts: 19,359
Received 16,746 Likes on 6,893 Posts
Default Motorcycle Insurance - Which Company?

Hey folks,

We originally insured our first HD at the dealership with GMAC insurance back in 2008. The company has changed names but we just stuck with them.

Well all the Geico and Progressive commercials have me asking if I have the best deal all around.

I went online and compared Geico and for what we are paying I can drop our deductibles considerably from $500.00 to $200.00 each and add towing which we do not have for the same money we are paying.

Who do you guys use? I have never filed a motorcycle claim in 10 years but also want to make sure I have a company that will take care of things if needed.

Thanks
 
  #2  
Old 05-14-2018, 06:47 PM
Solospec's Avatar
Solospec
Solospec is offline
Cruiser
Join Date: Apr 2018
Location: Arizona
Posts: 217
Received 56 Likes on 45 Posts
Default

I have progressive but I have never made a claim so I can't comment on that. The few times I have talked to progressive they seemed extremely helpful. My main insurance is AAA and they sell progressive insurance for motorcycles. My agent signed me up and it was pretty easy. I didn't shop around but the price seems fair for the coverage.

Phil
 
The following users liked this post:
Cosmic Razorback (05-14-2018)
  #3  
Old 05-14-2018, 06:51 PM
Veekness's Avatar
Veekness
Veekness is offline
Elite HDF Member
Join Date: Nov 2013
Location: Santa Clarita
Posts: 4,377
Received 638 Likes on 494 Posts
Default

I have nothing but praise for State Farm, but that said, my priority is service after a claim...not getting the cheapest insurance around. I've been with them over 25 yrs...
 
The following 3 users liked this post by Veekness:
boydn1 (10-11-2018), Cosmic Razorback (05-14-2018), skypeace (10-11-2018)
  #4  
Old 05-14-2018, 06:53 PM
purpledeuce's Avatar
purpledeuce
purpledeuce is offline
Elite HDF Member
Join Date: Sep 2009
Posts: 3,672
Received 642 Likes on 377 Posts
Default

Geico on both of mine, I have not needed to file a claim but I hear they are good to deal with. I was hot in my car by a Geico driver. They immediately took responsibility and fixed me up without a problem at all
 
The following users liked this post:
Cosmic Razorback (05-14-2018)
  #5  
Old 05-14-2018, 06:57 PM
Rick58's Avatar
Rick58
Rick58 is offline
Road Warrior
Join Date: Jul 2014
Location: Florida
Posts: 1,588
Received 325 Likes on 208 Posts
Default

I currently have Geico with a $250 deductible.
 
The following users liked this post:
Cosmic Razorback (05-14-2018)
  #6  
Old 05-14-2018, 07:09 PM
TimmyPage's Avatar
TimmyPage
TimmyPage is offline
Road Captain
Join Date: May 2017
Location: Southern Ontario
Posts: 590
Received 201 Likes on 106 Posts
Default

You guys in the US are very fortunate when it comes to insurance.

39 year old male, clean driving record for 20+ years, the cheapest first year motorcycle insurance I cound find for a 2017 Iron 883 was $1,750 with a $1,000 deductible. Oh Canada...
 
The following users liked this post:
Cosmic Razorback (05-14-2018)
  #7  
Old 05-14-2018, 07:12 PM
Uncle G.'s Avatar
Uncle G.
Uncle G. is offline
Seasoned HDF Member
Join Date: Jun 2010
Location: Upstate New York
Posts: 9,187
Received 3,704 Likes on 1,989 Posts
Default

Been with Progressive for many years. When I had my accident in '15 they were more than helpful resolving the issues with the other party's insurance company. No complaints.
 
The following users liked this post:
Cosmic Razorback (05-14-2018)
  #8  
Old 05-14-2018, 08:02 PM
Johnnyh14's Avatar
Johnnyh14
Johnnyh14 is offline
Road Warrior
Join Date: Aug 2014
Location: NY
Posts: 1,341
Received 177 Likes on 102 Posts
Default

Three cars and 2 bikes on Geico for 30+ years. I shop around a bit yearly. Seems priced right and fair with the claims I have submitted. One was a hit and run on a new Town and Country in Stop and Shop parking and another tree dropped on my kids Sebring. Both paid on inspection and fairly.
 
The following users liked this post:
Cosmic Razorback (05-14-2018)
  #9  
Old 05-14-2018, 08:07 PM
Cosmic Razorback's Avatar
Cosmic Razorback
Cosmic Razorback is online now
Seasoned HDF Member
Thread Starter
Join Date: Aug 2008
Location: North Carolina
Posts: 19,359
Received 16,746 Likes on 6,893 Posts
Default

Originally Posted by TimmyPage
You guys in the US are very fortunate when it comes to insurance.

39 year old male, clean driving record for 20+ years, the cheapest first year motorcycle insurance I cound find for a 2017 Iron 883 was $1,750 with a $1,000 deductible. Oh Canada...
Yeah but you get FREE health care! LOL
 
  #10  
Old 05-14-2018, 09:05 PM
Teufelhunden's Avatar
Teufelhunden
Teufelhunden is offline
Road Captain
Join Date: Mar 2006
Location:
Posts: 555
Received 92 Likes on 74 Posts
Default

I don't know if the motorcycles are covered by the automotive division of Progressive. I worked in the autobody industry all my adult life both as a tech and an estimator/***'t shop manager, and I would let progressive insure my skateboard.....

YMMV

Lon
 


Quick Reply: Motorcycle Insurance - Which Company?



All times are GMT -5. The time now is 05:59 PM.