Progressive Insurance Rip-Off
#21
06-24-2007, 10:45 PM
RE: Progressive Insurance Rip-Off
Wow - I'm with GMAC for about $ 275.00 a year
Aside from the other stuff I'd be REALLY concerned about not having uninsured/underinsured coverage with all the illegals we have here I live..I had to lock my Pathfinder down last week when some mexican idiots went across 5 lanes of traffic almost taking me and the car to my left out.
ORIGINAL: DelawareDon
First, the demographics: I'm a 64 year-old, well-educated rider of some 42+ years with an excellent credit rating. I have purchased Progressive Motorcycle Insurance for many of those 42 years....In fact, all but one of those years, about 12 years ago,when I tried DairyLand. I regularly take every motorcycle safety course I can take. I have no violations on my driving record and have never filed a claim of any sort with Progressive.
I recently purchased an 07 FLHT, and yesterday received my premium notice for the next year. My coverage is as follows:
Bodily Injury Liability = $15000 each person, $30,000 each accident
Property Damage Liability = $10,000 each accident
Personal Injury Protection = $15,000 each person, $30,000 each accident
No uninsured/underinsured motorist bodily injury or property damage.
Comprehensive @ $500 deductible.
Collision @ $500 deductible.
Custom parts and/or equipment = $1000 coverage.
Roadside assistance included.
TOTAL 12 MONTH PREMIUM = $805.00
Thinking this amount was really excessive (I don't mind paying fair prices at all, but HATE getting ripped off), I went online to do a search for alternatives. The result?
BikeLine (Markel American Ins. Co.) quote for one year withidentical coverage = $358.00
So long, Progressive! I value loyalty, but not atover twice the price!
First, the demographics: I'm a 64 year-old, well-educated rider of some 42+ years with an excellent credit rating. I have purchased Progressive Motorcycle Insurance for many of those 42 years....In fact, all but one of those years, about 12 years ago,when I tried DairyLand. I regularly take every motorcycle safety course I can take. I have no violations on my driving record and have never filed a claim of any sort with Progressive.
I recently purchased an 07 FLHT, and yesterday received my premium notice for the next year. My coverage is as follows:
Bodily Injury Liability = $15000 each person, $30,000 each accident
Property Damage Liability = $10,000 each accident
Personal Injury Protection = $15,000 each person, $30,000 each accident
No uninsured/underinsured motorist bodily injury or property damage.
Comprehensive @ $500 deductible.
Collision @ $500 deductible.
Custom parts and/or equipment = $1000 coverage.
Roadside assistance included.
TOTAL 12 MONTH PREMIUM = $805.00
Thinking this amount was really excessive (I don't mind paying fair prices at all, but HATE getting ripped off), I went online to do a search for alternatives. The result?
BikeLine (Markel American Ins. Co.) quote for one year withidentical coverage = $358.00
So long, Progressive! I value loyalty, but not atover twice the price!
#22
06-24-2007, 10:56 PM
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#23
06-24-2007, 11:09 PM
RE: Progressive Insurance Rip-Off
ORIGINAL: DelawareDon
First, the demographics: I'm a 64 year-old, well-educated rider of some 42+ years with an excellent credit rating. I have purchased Progressive Motorcycle Insurance for many of those 42 years....In fact, all but one of those years, about 12 years ago,when I tried DairyLand. I regularly take every motorcycle safety course I can take. I have no violations on my driving record and have never filed a claim of any sort with Progressive.
First, the demographics: I'm a 64 year-old, well-educated rider of some 42+ years with an excellent credit rating. I have purchased Progressive Motorcycle Insurance for many of those 42 years....In fact, all but one of those years, about 12 years ago,when I tried DairyLand. I regularly take every motorcycle safety course I can take. I have no violations on my driving record and have never filed a claim of any sort with Progressive.
Anyway, I filled out the on-line form for Geico and was quoted $250 with more coverage (100/300/50 liability) than you posted. I also am not carrying UIM. When I bought my '07 SG the rate went up to about $440, but I expected an increase on the newer bike and am happy with the status quo.
#24
06-24-2007, 11:15 PM
RE: Progressive Insurance Rip-Off
ORIGINAL: mp
Progressive.........$348 per year
Geico.................$187 per year
Adolph Hitler........Radical right wing A.H.
Joseph Stalin.......Radical right wing A.H.
G. Bush Jr...........Radical right wing A.H.
Jesus Christ........Liberal
Hmmm....guess I'll go with Geico and being a liberal.
Progressive.........$348 per year
Geico.................$187 per year
Adolph Hitler........Radical right wing A.H.
Joseph Stalin.......Radical right wing A.H.
G. Bush Jr...........Radical right wing A.H.
Jesus Christ........Liberal
Hmmm....guess I'll go with Geico and being a liberal.
#25
06-24-2007, 11:47 PM
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RE: Progressive Insurance Rip-Off
My dad tried getting dairyland and they would not insure him unless he moved his cars over and they said the same thing to me how do you get them. I have statefarm on my car and no one can beat what I pay I have had them for 27 years, but the bike they want 330.00 every 6 months which is too much in my book.
#26
06-25-2007, 12:21 AM
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RE: Progressive Insurance Rip-Off
GOT MARKEL AND ITS AROUND THE LOWER FIGURES EVERYONE HAS STATED BUT i DO EXCEPT SOME RISK AND ALSO YOUR ZIP CODE I THINK HAS A LOT TO DO WITH IT. I THINK IT CAN DOUBLE OR TRIPLE YOUR PREMIUMS?
HERE IS A DEAL THAT IS GOING TO BE EXTINKED IF NOT ALREADY. GOT MY SPORTY INSURED LIKE A "PAINTING" OR "ENGAGEMENT RING" THRU THE MILITAIRY
20 BUCKS A YEAR AND THEY SEND ME 7.50 DIVIDEND BACK EVERY 6 MONTHS!! BUT ONCE I CANCEL THE POLICYTHE DEAL IS OFF FOREVER[sm=boosign.gif]
HERE IS A DEAL THAT IS GOING TO BE EXTINKED IF NOT ALREADY. GOT MY SPORTY INSURED LIKE A "PAINTING" OR "ENGAGEMENT RING" THRU THE MILITAIRY
20 BUCKS A YEAR AND THEY SEND ME 7.50 DIVIDEND BACK EVERY 6 MONTHS!! BUT ONCE I CANCEL THE POLICYTHE DEAL IS OFF FOREVER[sm=boosign.gif]
#27
06-25-2007, 12:47 AM
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RE: Progressive Insurance Rip-Off
I have read the forum concerning Progressive.....which I have now. There was mention of checking the insurance at HD. So I did just that.....you'd be surprised to know that they're quote was $812.00, which was Progressive. I presently pay $518.00 for the below coverage, which was exactly the same I submitted for coverage to Progressive (HD). So something is amist in Denmark on the quote. Why the big difference......your guess is good as mine. Goes to show that insurance companies and politicians must go to the same schools along with the liberal lawyers of the ACLU.
Bodily......$25,000/$50,000
Property...$10,000 ea accident
Unisured-nonstacked..$10,000 ea person/$20,000 ea accident
Comp.......$500 ded
Collision.....$500 ded
Custom parts....$1,000 included
This is for a 2004 Electra Glide Classic.....
Still shopping around.......
Bodily......$25,000/$50,000
Property...$10,000 ea accident
Unisured-nonstacked..$10,000 ea person/$20,000 ea accident
Comp.......$500 ded
Collision.....$500 ded
Custom parts....$1,000 included
This is for a 2004 Electra Glide Classic.....
Still shopping around.......
#28
06-25-2007, 12:53 AM
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RE: Progressive Insurance Rip-Off
ORIGINAL: celtlion
Wow - I'm with GMAC for about $ 275.00 a year
Aside from the other stuff I'd be REALLY concerned about not having uninsured/underinsured coverage with all the illegals we have here I live..I had to lock my Pathfinder down last week when some mexican idiots went across 5 lanes of traffic almost taking me and the car to my left out.
Wow - I'm with GMAC for about $ 275.00 a year
Aside from the other stuff I'd be REALLY concerned about not having uninsured/underinsured coverage with all the illegals we have here I live..I had to lock my Pathfinder down last week when some mexican idiots went across 5 lanes of traffic almost taking me and the car to my left out.
#29
06-25-2007, 01:00 AM
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RE: Progressive Insurance Rip-Off
oldfart......I'm aware of the uninsured coverage......being retired Navy.....I'm pretty much covered.
I'm retired completely and use Tricare. Keep in mind that I read there are some states that require proof of $10,000 medical coverage, which is usually indicated on the proof of insurance card that
states require. I read that someone got stopped and could not produce the proof to the patrol officer....hence big ticket. You can't win in today's world......everyone wants part of what you got...ie.....$$$$$$$$
I'm retired completely and use Tricare. Keep in mind that I read there are some states that require proof of $10,000 medical coverage, which is usually indicated on the proof of insurance card that
states require. I read that someone got stopped and could not produce the proof to the patrol officer....hence big ticket. You can't win in today's world......everyone wants part of what you got...ie.....$$$$$$$$
#30
06-25-2007, 02:27 AM
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RE: Progressive Insurance Rip-Off
[blockquote]quote:
ORIGINAL: mp
Progressive.........$348 per year
Geico.................$187 per year
Adolph Hitler........Radical right wing A.H.
Joseph Stalin.......Radical right wing A.H.
G. Bush Jr...........Radical right wing A.H.
Jesus Christ........Liberal
Hmmm....guess I'll go with Geico and being a liberal.
[/blockquote]
LOL. Gotta love it, and all of the above are true.
Wow! It is an amazing mind that can twist reality like that. I hope you didn't hurt yourself. Since when are communists and facists right wing? For that matter, when did "W" become a conservative? And for the record, I think the Savior is above politics altogether.
Have a nice night.
spiz