|
Progressive Insurance Rip-Off
First, the demographics: I'm a 64 year-old, well-educated rider of some 42+ years with an excellent credit rating. I have purchased Progressive Motorcycle Insurance for many of those 42 years....In fact, all but one of those years, about 12 years ago,when I tried DairyLand. I regularly take every motorcycle safety course I can take. I have no violations on my driving record and have never filed a claim of any sort with Progressive.
I recently purchased an 07 FLHT, and yesterday received my premium notice for the next year. My coverage is as follows: Bodily Injury Liability = $15000 each person, $30,000 each accident Property Damage Liability = $10,000 each accident Personal Injury Protection = $15,000 each person, $30,000 each accident No uninsured/underinsured motorist bodily injury or property damage. Comprehensive @ $500 deductible. Collision @ $500 deductible. Custom parts and/or equipment = $1000 coverage. Roadside assistance included. TOTAL 12 MONTH PREMIUM = $805.00 Thinking this amount was really excessive (I don't mind paying fair prices at all, but HATE getting ripped off), I went online to do a search for alternatives. The result? BikeLine (Markel American Ins. Co.) quote for one year withidentical coverage = $358.00 So long, Progressive! I value loyalty, but not atover twice the price! |
RE: Progressive Insurance Rip-Off
I just left Progressive for Safeco. I did it because of their politics. They insure illegal immigrants with no license and are a very far left (George Soros type) organization. Being a right winger, I had no choice. To each his own.
And oh yeah. I saved money in the switch also. Not a bad trade. spiz |
RE: Progressive Insurance Rip-Off
ORIGINAL: DelawareDon First, the demographics: I'm a 64 year-old, well-educated rider of some 42+ years with an excellent credit rating. I have purchased Progressive Motorcycle Insurance for many of those 42 years....In fact, all but one of those years, about 12 years ago,when I tried DairyLand. I regularly take every motorcycle safety course I can take. I have no violations on my driving record and have never filed a claim of any sort with Progressive. I recently purchased an 07 FLHT, and yesterday received my premium notice for the next year. My coverage is as follows: Bodily Injury Liability = $15000 each person, $30,000 each accident Property Damage Liability = $10,000 each accident Personal Injury Protection = $15,000 each person, $30,000 each accident No uninsured/underinsured motorist bodily injury or property damage. Comprehensive @ $500 deductible. Collision @ $500 deductible. Custom parts and/or equipment = $1000 coverage. Roadside assistance included. TOTAL 12 MONTH PREMIUM = $805.00 Thinking this amount was really excessive (I don't mind paying fair prices at all, but HATE getting ripped off), I went online to do a search for alternatives. The result? BikeLine (Markel American Ins. Co.) quote for one year withidentical coverage = $358.00 So long, Progressive! I value loyalty, but not atover twice the price! My coverage: Bodily Injury Liability = $50,000 each person, $100,000 each accident Property Damage Liability = $25,000 each accident Uninsured/UnderinsuredMotorist= $50,000 each person, $100,000 each accident Comprehensive @ $1000 deductible. Collision @ $1000 deductible. Custom parts and/or equipment = $3000 coverage. Roadside assistance included. 12 Months = $319.00 Guess who? Yep, Progressive Casualty Insurance Co. The only real difference I see is you have personal injury protection and I don't. I'm guessing that's the same as under/uninsured motorist...My deductable is higher as well. |
RE: Progressive Insurance Rip-Off
ORIGINAL: spizzyman I just left Progressive for Safeco. I did it because of their politics. They insure illegal immigrants with no license and are a very far left (George Soros type) organization. Being a right winger, I had no choice. To each his own. And oh yeah. I saved money in the switch also. Not a bad trade. spiz |
RE: Progressive Insurance Rip-Off
I pay $400 per year with AARP Foremost with almost all the same coverages as you except I carry a higher 100/300/50 liability and prop. damage and no roadside assistance as I carry the deluxe version with HOG. My custom parts coverage is $2500 I think and their policy includes total replacement for the first 2 years. I also live in the Phoenix, AZ, metro area which has high insurance rates so your $805 per year with Progressive is insane. I wouldn't insure with progressive if they paid me. Their CEO is a far left wing socialistic ACLU loving liberal which was all I needed to know to not even look at their rates.:D
|
RE: Progressive Insurance Rip-Off
I have tried getting quotes from progressive a couple of times and fine them more expensive every time. Still with Dairyland.
|
RE: Progressive Insurance Rip-Off
I didn't know that about Progressive. My policy is up for renewal. They raised my rates a bit as a financial risk based on my credit rating. I don't have a mortgage, car or motorcycle loan because I paid them all off and I pay the 3 credit cards in full each month. One card is a business credit card that the job requires me to hold. I hate wasting money on interest.
BTW, I noted that several guys carry the minimum on property damage. I don't know what the stats are for damage caused by motorcycles in an accident, but I'll bet it's more than the minimum required. I also have a pretty good idea where the rest of the money would come from to cover damages that the policy doesn't pay. |
RE: Progressive Insurance Rip-Off
ORIGINAL: EasternSP I didn't know that about Progressive. My policy is up for renewal. They raised my rates a bit as a financial risk based on my credit rating. I don't have a mortgage, car or motorcycle loan because I paid them all off and I pay the 3 credit cards in full each month. One card is a business credit card that the job requires me to hold. I hate wasting money on interest. BTW, I noted that several guys carry the minimum on property damage. I don't know what the stats are for damage caused by motorcycles in an accident, but I'll bet it's more than the minimum required. I also have a pretty good idea where the rest of the money would come from to cover damages that the policy doesn't pay. |
RE: Progressive Insurance Rip-Off
I have Foremost and my father has progressive. Same coverages, ages are different, he has a lot better credit then I but he pays twice tghe amount I do.
[align=left] [/align] |
RE: Progressive Insurance Rip-Off
Boy, what a ripoff!
I have State Farm with : Bodily injury 100,000, 300,000, with 50,000 property damage each accident Comp deuct--$100 Collision deduct-- $250 Underinsured motor 100,000, 300,000 with property 50,000 each accident $319 yr for 1987 EG My son's is $391 yr for 2003 Heritage with same coverage I have road asst unlimited thru HOG $29 yr I've been with them for 40+ yrs, good driving record, I guess that helps keep cost down. |
| All times are GMT -5. The time now is 12:13 AM. |
© 2024 MH Sub I, LLC dba Internet Brands