I'm ready to get back on 2 wheels as soon as HaulBikes delivers in 2 weeks. Since my 2014 FLHTCU is almost brand new (800 miles), I have no idea how much Bike insurance is suppose to be. So I am looking to see if my quotes from Progressive, Dairyland, and HD are in the ballpark.
As for me, 50 yr old Male, married, with no tickets in 10 years, no accidents in 18 yrs., and ABATE training in 2014.
Progressive is maxed at $775/yr ($550/yr if no medical reimbursement)
Dairyland is $530/yr
HD is $500/yr

i was thinking these are a little high since i have zero tickets or accidents.
What do you think?

 

Comparing rates with others is rather pointless, as there are too many variables in play to make person by person premium compares meaningful. Get as many quotes as you can stand, and pick one.

 

I'm a 60yr old single male with a $20k new bike. My full coverage from State farm is $18/mo.

 

You are exactly correct. We quote hundreds of policies and you will almost never see the premiums come out the same. There is more to an insurance policy than the final premium--what do you want out of the policy??

If you own a MY2017 and newer (don't have to be the 1st owner) you are eligible for replacement coverage that never expires. Imagine if your motorcycle never lost value. That is essentially what this policy provides.

I have my Limited insured with this Replacement Policy and for as long as I own it, if it is declared a Total Loss, the policy will buy me a brand new, current year model. To me, this benefit was extremely important--when I found out it was the same cost or lower than: Progressive, Foremost, Dairyland, and Safeco, the decision was very easy!

 

Get as many quotes as you can. As has been said, there are way too many variables for any direct comparisons, even if you compare with someone who lives next door to you. For me, I wound up going with Nationwide. They were a LOT less than Progressive and Dairyland, and a little below what HD quoted. I'm paying $709 per year for full coverage on a 2018 Tri-Glide and a 2015 Deluxe (yes...for both bikes).

 

2008 ultra,.... Geico quoted me 732 a year for comp and collision
for general liability 199 for the year

 

We should take a look at Allstate or American Modern for your 2008. Quote request can be started here
(https://secureformsolutions.com/form...com/motorcycle)

 

I will give that a try. I tried markel yesterday and they quoted full coverage comp and collision 798 a year

limits where 30/60
no uninsured motorist on person
25k uninsured motorist on property
500 deductible

 

Perfect; I'll keep an eye out for your quote request. If you prefer to chat on the phone, feel free to give me a call: 800-920-0890.

 

Sounds good I will call you tomorrow and get a quote.