I picked up a card at a dealer I think and finally called them, and surprisingly they're about $10-12 cheaper than what I'm paying with GEICO at the moment, and cover $3000 of accessories standard. The rep was a bit confused when I told him what their advertising read, then he confused me between original parts replacement cost and full cost to replace~ Anyhow just looking for anyone's experiences previously, thx.

 

I changed from Progressive with same coverage and saved about $200. They have been a little hard to deal with I think the customer service folks are still in training
Some folks have been great to deal with others not so much. I haven't had a claim yet and hope I don't but that's when I will know if I made a mistake or not.

 

There's a good chance that you might find good experiences and also bad experiences but I've had their insurance since I bought my Springer in 05. While I've never had to file a claim with them my insurance has dropped a little every year for the past 12 years, so I'm happy with them.