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What's a reasonable yearly insurance rate?

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Old 09-28-2017, 11:20 AM
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Default What's a reasonable yearly insurance rate?
2004 HD 1200 with full comp and collision and a $250 deductible (Geico) is running me $175 a year. Seems decent, but is that about what others are paying?
 
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Old 09-28-2017, 11:26 AM
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2014 Roadking and 1985 FXRS, full coverage $299.00 a year. Includes road side assistance and trip interrup.
 
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Old 09-29-2017, 03:09 AM
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300.00 plus in NY. Liability comp. collision, all Maxed out. This covers everybody but the driver. He/She is on her own
 
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Old 10-02-2017, 12:10 AM
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2k for 4 bikes full coverage. Clean driving record. California
 
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Old 10-02-2017, 06:56 AM
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$950/yr, Allstate in Cal. Clean record, 3 cars and home also insured, '15 Limited with $3k extra accessory coverage. I'm getting bent over.

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Old 10-02-2017, 08:56 PM
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In Md, I am paying $565 for a 2015 flhtk with full coverage with allstate. Ripped off *** well. That is with two cars and a house as well.
 
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Old 10-02-2017, 09:43 PM
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Originally Posted by ROCKOUT Rocker Products
$950/yr, Allstate in Cal. Clean record, 3 cars and home also insured, '15 Limited with $3k extra accessory coverage. I'm getting bent over.

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Yeah...me too! But I've price shopped. Don't understand how people are getting some of these rates.
 
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Old 10-03-2017, 06:39 PM
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2008 Heritage Anniversary. Full coverage. $500 deductible. Geico is $501.00/ year. Had a speeding ticket last year

I think I need to call bullshit on the guy paying 175 a year for full coverage AND only a 250 deductible.
 
Last edited by toledorocket52; 10-03-2017 at 06:42 PM.
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Old 10-03-2017, 06:47 PM
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I'm $136/year full coverage GEICO in Alaska. I think they realize that the riding season is less than half the year.
 
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Old 10-03-2017, 10:51 PM
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Without knowing the levels of coverage, cost comparisons between individuals mean nothing.
What are your liability limits? 10K? 50K? 100K? 500K?
Are you purchasing uninsured or under insured motorist coverage, medical or personal injury protection, and at what limits?
And of course collision and comprehensive, at what deductible? Zero? 100? 500? 1000?

And that's just the beginning, your gender, age, zip code, credit rating, and driving record are all used to calculate premiums.

I pay about $180 per year (Geico) for the policy on the Limited.

I have 100/300 liability, under and uninsured motorist
Comp and coll w\$1000 deductible
Minor amount of pip
No towing coverage

Your premiums will certainly vary
 
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