I dropped Dairyland after 12 years of coverage. No claims, no accidents, no tickets, great credit, paid policy in full, one payment, every year. 2006 they rebated an "over payment" of $57. Same in 2007 also for $57. I had moved in '06 and again in '07. Found the $ while searching the lost money site at the Texas State comptrollers office. I cashed both checks last September. My policy number never changed over the 12 years. Nov they billed me for the $114 from both years citing a clerical error. The jerk wads were extremely rude even after they got a copy of the "rebate" checks.

 

Update to my previous post. I received my renewal statement. The annual rate on two scoots dropped $130.00. I like this.

 

Not defending Dairyland, but insurance in general. It fully depends on how the policy is written as to what is covered.

Typically speaking Clothing would NOT be covered under any auto or cycle policy. It is considered a personal property item and if stolen would be covered under "off premises theft" from you homewoners if you have that endorsement.

I have been an insurance professional for 23 years dealing with many claims scenarios