I recently called Progressive to get a quote for insuring my Harley here in Guantanamo Bay, Cuba. Progressive stated they would not insure my bike. This made me exceedingly mad since the bike would be on a US Naval Base. Another fact which adds insult to injury is that the base is completely closed off. No one is allowed off the base. The maximum speed limit is 25mph. Progressive told me I would have to attach the Motorcycle to another vehicle. They would not insure the motorcycle by itself.

Listen, if you or someone you know is thinking about insuring a motorcycle on Guantanamo Bay Naval Station, USAA's policy is that the motorcycle must be attached to a vehicle on the policy. I'm just trying to save somebody some grief.

In case you didn't know, Progressive is the company USAA uses to insure their members motorcycles.

 

Happened to me with Farmers years ago.. They said if a 40 year old man has a Harley and no other vehicle he might not be a good risk.. He might be in one of those gangs and not be of sound charactor.. I had been a customer for 15 plus years at that point.. Had home and all vehicles with Farmers...

My neighboor had a junk pickup.. I put on my cut, got on the bike.. I went to the DMV and transfered the title then rode to the insurence agent.. Went in wearing my cut (not first time by any stretch) and put minimum liability on it..

I went without another vehicle for another six months or so.. When I bought a brand new truck I transfered the home owners, motorcycle and the new truck to a different company..

Moe Taters

 

I've been with USAA for over thirty years. Thought they were good but now that I have a claim they are treating me like crap. What a big disappointment for a past service member.

 

I had just the oppisite experience with USAA. Great service and they cut me a check for 4000.00 with in two weeks and said I can do whatever I want with the money. Too bad they dont cover bikes any more.

 

I've been with USAA for over 30 years too. they've always been a first rate company to me, even though they don't insure motorcycles. I've used them to finance all of my cars, trucks and bikes, insure my cars, mortgage on my house and home owners insurance.

sorry you've had trouble with them... well not really with USAA but Progressive.

I got a dumb question.... why would you want to take a motorcycle to Guantanamo Bay? especially since you can't go anywhere or very fast.

 

i have never been in a service, or to cuba but i had a harley insured at progressive alone.my truck was insured at safe auto,who doesnt cover bikes, for a year when statefarm dropped me(by the way,stay as far from safe auto as possible,total scam)

 

I have ZERO complaints regarding USAA insurance coverage with the exception of their ridiculous motorcycle policy. My homeowners, valuables, and auto insurance is through USAA. I've been riding in cages for three months down here and I'm getting sick of it. Even though the speed limit is only 25 mph on the base, I miss my bike. I've got to find another solution to this insurance debacle.

 

I gotta believe you're resourceful enough to figure something out. does the car have to be at Guantanamo also? if not, have a relative put it on their insurance and pay them, maybe listing you as an occasional rider. how about one of your buddies there... does one have a car? maybe you could carry their insurance and they pay you?

my old pappy used to say - "only feed them half a sandwich".. in other words, you don't have to tell them your life story, just enough to satisfy them.

oh - I forgot this my first post..... THANKS FOR YOUR SERVICE!! I appreciate you serving.

 

The car must be at Guantanamo also. I don't have any friends down here. It's just me for right now. Maybe later on if a housing billet opens up my wife can come down. I'm still looking for a solution.

 

if it were me, and I wanted my bike with me... I'd approach someone who had a car there.. and work something out, like paying part of their premiums or something.

where there's a will - there's a way. be creative.