Insurance claim, never have I ever heard of this.
#11
08-20-2018, 05:28 PM
#12
08-20-2018, 05:31 PM
Road Warrior
Bill your insurance company the 2 hours...
It is a claim after all.
Two of the three dealers local to me wanted me to wait six weeks before they could come and pick it up.
The one that was 100 miles away was just about ready to come and get it when my regular wrench said he was free to do the estimate game .
My wrench wasnt in when I called and good thing I had call waiting so he could get through to me .
Rob
It is a claim after all.
Two of the three dealers local to me wanted me to wait six weeks before they could come and pick it up.
The one that was 100 miles away was just about ready to come and get it when my regular wrench said he was free to do the estimate game .
My wrench wasnt in when I called and good thing I had call waiting so he could get through to me .
Rob
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PFWiz (08-28-2018)
#13
08-20-2018, 05:34 PM
When I lost my left saddle bag, I was quoted 825.00 for the bag painted my bikes color ready to go. As for insurance claims, the deductible was 500 so I just bought new stretched bags and called it a day. But, i have had and have heard that dealers charge for getting the quote. I was told it was the time involved and why would the dealer take the hit.
#14
08-20-2018, 06:05 PM
#15
08-20-2018, 06:13 PM
#16
08-20-2018, 06:40 PM
Seasoned HDF Member
Around here, they charge you one or two hours (depending on damage) for a collision estimate, but then waive the estimate fee if you have them do the repair.
I had a lady hit me on my '03 Heritage. Minor stuff, but I believed the first dealer didn't know what they were talking about, based on their estimate. I paid their fee and took my bike to another shop. Their estimate was little lower, but was far more accurate in my eyes.
When my Insurance company asked where the bike went, I explained that after hearing what they said, I believed the first place was incompetent and went elsewhere. I didn't even ask, but they told me to send them the first shops estimate bill, and they reimbursed me for it..!
I had a lady hit me on my '03 Heritage. Minor stuff, but I believed the first dealer didn't know what they were talking about, based on their estimate. I paid their fee and took my bike to another shop. Their estimate was little lower, but was far more accurate in my eyes.
When my Insurance company asked where the bike went, I explained that after hearing what they said, I believed the first place was incompetent and went elsewhere. I didn't even ask, but they told me to send them the first shops estimate bill, and they reimbursed me for it..!
#17
08-20-2018, 07:33 PM
Hmmmmm, I guess that standard opperating procedure then.
I called another dealer (about an hour away) and they said the will charge me 1 hour, and include it on my estimate to help cover the deductible. I think he said the rate is $90/hr.
I looked up parts on Ronnie’s, looks like parts alone are $800 and I assume there will be labor added to assemble. They will need to get me an unpainted bag, and a quote to paint it since my color is not available in Rushmore bags. (Hope that’s not an issue with State Farm.
When I painted the bags, the paint was $500. I have some base left, but no candy or clear.
i will paint myself, hopefully that will cover the dedudacable.
I called another dealer (about an hour away) and they said the will charge me 1 hour, and include it on my estimate to help cover the deductible. I think he said the rate is $90/hr.
I looked up parts on Ronnie’s, looks like parts alone are $800 and I assume there will be labor added to assemble. They will need to get me an unpainted bag, and a quote to paint it since my color is not available in Rushmore bags. (Hope that’s not an issue with State Farm.
When I painted the bags, the paint was $500. I have some base left, but no candy or clear.
i will paint myself, hopefully that will cover the dedudacable.
#18
08-20-2018, 07:54 PM
Club Member
#19
08-20-2018, 08:01 PM
Road Master
#20
08-20-2018, 08:25 PM
Road Captain
Long story short, lost a saddlebag off my wife’s bike on I70 coming back from Sturgis. Have a bagertail kit with Rushmore bags.
My my insurance company needs an estimate, ok, that’s pretty normal, but the 4 dealers I called want to charge me 2 hours labor to do the estimate.
I never filed an insurance claim for a bike, but I can’t believe that this is normal. WOW! I simply can’t wrap my head around this. Makes me wonder if it’s a Harley dealer thing, or if all motorcycle dealers do this. Also makes me wonder if H-D is the brand to stick with on my next go around.
Is this normal for H-D dealers?
The dealers are likely wanting to charge you because the can pretty well figure that you are going to take the insurance company check, find a used bag, have it painted and install it yourself, OR some other version of they will NEVER get any money for the time it takes for them to research all the parts and write you an estimate.
YMMV
Lon