Anybody out there finance lately? With this economy I am wondering if they are more strict or more loose to increase sales?

I have great credit and should be ok, What is an average rate through Harley?
Any advice for financing through the dealer?

thanks

 

Join a credit union should be able to get 4-5 % Dealers get 7.5 and up

 

Santa maria Harley is financing at 5.25 percent right now. Most other dealers I spoke with are at 8.9 for tier one which they said was 740 or higher.

 

ok thanks. I will check that out.

 

Got mine through my credit union for 4.75%

 

House has less of a rate refinance your home

 

last month got the heritage at 4.2. HD initially came in at 8.9 but when I told them no friggin way, they actually got down to 4.4 but I still went with credit union. of course that was with putting 23% down

 

I got the best results from the credit unions 4.99 with nothing down.


09 Road King
02 Sporty
"only the dead have seen the end of the war"

 

I agree with the credit union route. When I was looking at Harley, I asked just to see and my local dealership said that even good credit applicants were right around 8.9%.

 

Got mine for 0.00%
Payed cash.
Not bragging, I have trained myself to "never" buy playtoys until the full amount is saved up.