Let them have it, I just feel comfortable taking it on a trip knowing that it had been flooded...

 

The problems will show up later . Expecially at the wrong time ,like on a trip.

 

My 2 cents. Most are right, this is a lot different than rain. You have your oils, but also bearings, the differential, and brakes as well. And lord knows what was in the water. hope you do well whichever way you go.

 

Plus there are a LOT of electrical connectors down below that level; they are supposed to be waterproof, right, but any one of them could crap out down the road. I'd say take what you can get towards a new one, or similar aged one. Definitely take off all of your add-ons first.

It might make a nice hobby thing going over the old one piece by piece to make sure everything is OK if you can buy it back cheap enough, you might be able to sell it and make a buck or two. If you're into that. Or part it out. But both of those sound like they would be a PITA to me.

 

This is not so. If you are the owner, and it is totaled, and you buy back, the title is in your name so nothing has to be done to the title. I have been there, and done that.

 

My neighbor's 750cc Kawasaki was exposed to hurricane Hugo. It fell over and was half submerged for about two hours. It was only 9 months old and he did not have insurance. I gave him $400 for it.
I pulled the float bowels, flushed the internals with gasoline and blew everything with compressed air. I took out the plugs and sprayed WD-40 in the jugs. I cracked open the oil drain plug and sampled the oil. No water. I cycled the fuel valve and drained about a pint of gas into a mason jar and checked for water. There was about a teaspoon of water.
After about 3 hours of opening and draining anything that might trap water, I re-assembled the bike and kicked it over. It sputtered to a start and after a few attempts, was able to hold a steady idle. I did replace a coil but later discovered that that issue was actually a loose wire.
I rode that bike for over 20 more years and gave it away 7 years ago.

 

FYI, not in my state. One a total always a total. You would have to be able to sell it to someone you know, other wise give it away.

Maybe buy it back cheap and sell of engine, trans and rear axles.Doubt they were hurt, all sealed.

 

I agree.

Now if you can buy it back for $1000 like Tynker's friend did, that may be worth the gamble. But you'll still be owning a trike with salvage title.

The safe bet is doing what iaff84 said: Take the money and run.

 

Even if this is so, you have an ethical responsibility to disclose the flood issue to any brother biker you might want to sell it to in the future. Karma gonna get you if you don't.

 

Take your insurance money and kiss the flooded bike good by. Some fool will buy it as a salvage title and try to flip it on some other fool. Walk away