impulsive trade in or purchase.
#1
impulsive trade in or purchase.
Just traded in my 13 iron for a 14 48 on impulse and wondered if I'm not alone. I've been wanting to upgrade the 883 to the 1200, forward controls, and I even bought a 48 seat. Then today while I was in to get the 5k tune up on the iron, I saw the volcanic orange hard candy custom and fell in love with it. And at only an extra $30 a month in payments, it sealed the deal. Anyone else have similar stories?
#2
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#4
Join Date: Sep 2007
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Just traded in my 13 iron for a 14 48 on impulse and wondered if I'm not alone. I've been wanting to upgrade the 883 to the 1200, forward controls, and I even bought a 48 seat. Then today while I was in to get the 5k tune up on the iron, I saw the volcanic orange hard candy custom and fell in love with it. And at only an extra $30 a month in payments, it sealed the deal. Anyone else have similar stories?
#5
My local dealer has a "special" going on through August, if you buy any new '14 sportster,dyna or soft tail. They give back 100% of the purchase price. I bought a '14 iron back in February and am considering trading up to a 1200c now that the wife wants to ride. And I've been considering the same upgrades as you(forwards and 1200).
You can't really go wrong for only a few bucks more a month.
You can't really go wrong for only a few bucks more a month.
#6
Join Date: Oct 2012
Location: In the foothills of southwestern NC - US of A
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That "trade" cost you only $30 more a month for the '48 eh?
Let's see...if you say it's costing you only $30 more, that means you took out a note on the '13 Iron...sooooooo...
'13 Iron...[x$] to purchase = [x$]per month + [x$]interest = your payment
'13 Iron...[y$] value at trade in @ dealer = your loss
'14 '48...[z$] to purchase - [y$] = [z$]per month + [z$]interest = your new payment
I know the '48 is a kewl bike and all but the above equation could have been trucated or at least modified to save yourself some $$, eh? You would've been much better off selling the Iron privately and paying off the note on it, then buying the '48...impulse buying/trading indeed!
=8^)
Let's see...if you say it's costing you only $30 more, that means you took out a note on the '13 Iron...sooooooo...
'13 Iron...[x$] to purchase = [x$]per month + [x$]interest = your payment
'13 Iron...[y$] value at trade in @ dealer = your loss
'14 '48...[z$] to purchase - [y$] = [z$]per month + [z$]interest = your new payment
I know the '48 is a kewl bike and all but the above equation could have been trucated or at least modified to save yourself some $$, eh? You would've been much better off selling the Iron privately and paying off the note on it, then buying the '48...impulse buying/trading indeed!
=8^)
#7
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#8
That "trade" cost you only $30 more a month for the '48 eh?
Let's see...if you say it's costing you only $30 more, that means you took out a note on the '13 Iron...sooooooo...
'13 Iron...[x$] to purchase = [x$]per month + [x$]interest = your payment
'13 Iron...[y$] value at trade in @ dealer = your loss
'14 '48...[z$] to purchase - [y$] = [z$]per month + [z$]interest = your new payment
I know the '48 is a kewl bike and all but the above equation could have been trucated or at least modified to save yourself some $$, eh? You would've been much better off selling the Iron privately and paying off the note on it, then buying the '48...impulse buying/trading indeed!
=8^)
Let's see...if you say it's costing you only $30 more, that means you took out a note on the '13 Iron...sooooooo...
'13 Iron...[x$] to purchase = [x$]per month + [x$]interest = your payment
'13 Iron...[y$] value at trade in @ dealer = your loss
'14 '48...[z$] to purchase - [y$] = [z$]per month + [z$]interest = your new payment
I know the '48 is a kewl bike and all but the above equation could have been trucated or at least modified to save yourself some $$, eh? You would've been much better off selling the Iron privately and paying off the note on it, then buying the '48...impulse buying/trading indeed!
=8^)
Sounds like a good deal, enjoy it thepainpirate, you will love it, be ready to get compliments more than all your previous bikes combined.
#9
Join Date: Oct 2012
Location: In the foothills of southwestern NC - US of A
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You mean it takes away all the fun of using the $$ he could have saved by being smart and patient, for something as foolish as a good tuner, exhaust, seat, or whatever for his new bike??? Riiiiiiiiiiiiiiiiiiiiiiiiiiiight.
And 'done deal or not, it's never too late to lose the "penny wise and pound foolish" method of finance, to avoid future hosings...but meh...
=8^)
And 'done deal or not, it's never too late to lose the "penny wise and pound foolish" method of finance, to avoid future hosings...but meh...
=8^)
#10
Ya, more than I care to mention. The least I've kept a bike is a year, except that one I bought on craigslist and traded for a new one within a few weeks.
It helps to not spend a lot of money upgrading it, and anything you do buy, you can easily take off. Hopefully I'll keep my current one a couple years.
It helps to not spend a lot of money upgrading it, and anything you do buy, you can easily take off. Hopefully I'll keep my current one a couple years.