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New Dyna for $179/month

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  #11  
Old 05-01-2007, 10:55 AM
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Default RE: New Dyna for $179/month

I looked into this when I bought my Sportster. The salesman told me it was a bad deal for two reasons:
1) By the time the payments go up, you've not paid a dime down on the principal.
2) The loan has a clause that says you are penalized if you pay it off early.
 
  #12  
Old 05-01-2007, 10:59 AM
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Default RE: New Dyna for $179/month

Those payments are for the base bike. Then they though in GAP insurance, tax addtional feesthen send you to the "chrome consultant" for another couple K in accessories. You'll be over 200 a monthpretty quick
 
  #13  
Old 05-01-2007, 11:06 AM
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Default RE: New Dyna for $179/month

Car manufacturers have been doing graduated payments for years, so it's nothing new. As for the84 months, I agree that it may not be a good idea, but remember you're buying a "Toy", something to play on. A lot of people can afford the monthly payments on these toys, but don't have 7 or 8 grand lying around to put down, so for them, the 84 months make sense.
 
  #14  
Old 05-01-2007, 11:09 AM
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Default RE: New Dyna for $179/month

They'll start doing the balloon payment thing soon to make the monthly payments even lower. Like $159/mo on an Ultra for72 months with a final payment of $16999
 
  #15  
Old 05-01-2007, 06:45 PM
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Default RE: New Dyna for $179/month

ORIGINAL: mid_life_crisis

When I got my sporty last month I noticed they had them for 99 bux a month, the dealer told me that loan was for 6 years and then the payment went to xxx. Basically he said the 1st 3 years was just intrest and you paid nothing on the bike. He advised against it and we went another way. I cant remember the exact figures but it was enough to make a difference

wayne
You have a good dealer/salesman. Most would probably talk up what a good deal it is to sell you a bike you can't afford - your financial future be damned.
 
  #16  
Old 05-01-2007, 09:56 PM
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Default RE: New Dyna for $179/month

$22,037.40 and you end upwith a 7-year old Street Bob. No bargain in my book.

24 months @ $199.00=
60 months @ OUCH

An that's just for the MSRP, not including tax, delivery assembly, overpriced accessories and the peace of mind that comes from knowing that if you miss payment # 83, you've lost it all. Priceless!
 
  #17  
Old 05-02-2007, 01:40 AM
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Default RE: New Dyna for $179/month

i dont mind paying my 270 a month for my dyna, glad they didnt try to *** rape me with that crap. i usually jus cut an even 300 every month jus to pay ahead. thank god Ramen noodles are sold by the case...
 
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