Just been checking Ins Co's here. Looks like Im staying with "Shannons"..Best price! so far. Bike Ins Full Comprehensive 14Grand & only $34.04 Aust..per Mth! ..Registration is approx $422 per Year..Had a Claim & Repair Quote was between $7G-$8Grand..No Problems. All Parts New & Bike should be home next week..Yes I know 10 wks is a long time But the work is done Professionally. Regarding Hospital Treatment in Australia it is Free..so Far. Some pay Private Insurance & receive No better Treatment. As for Legal Assistance there are No Win No Pay Lawyers who take on Cases for Accidents or Injuries e.i Vehicle Accidents & Personal Injuries.