financing-bad credit
#1
financing-bad credit
hi
i want to know how i get financing with bad credit..i had to declare bankruptcy 2 yrs ago, no job for a year...i have now woked 2 yrs, going on 3rd on my present job...but financing seems impossible..i asked one dealer if i put a big down payment, he said it does not help....i own a honda shadow 750 ace, and thought i might try harley...i live in arizona, bike week now, and i seem out of place with my honda ace...and i love the sound of the harleys, espically in a group...nothng sounds better...anyhow..i found someone tha would..he has a 92 harley, fsxr,,,something like that...3400 downs, 280 for a month....for 24...that is insane,,,you pay double the blue book..but it would get ya a harley....high mileage,,68000
i want to know how i get financing with bad credit..i had to declare bankruptcy 2 yrs ago, no job for a year...i have now woked 2 yrs, going on 3rd on my present job...but financing seems impossible..i asked one dealer if i put a big down payment, he said it does not help....i own a honda shadow 750 ace, and thought i might try harley...i live in arizona, bike week now, and i seem out of place with my honda ace...and i love the sound of the harleys, espically in a group...nothng sounds better...anyhow..i found someone tha would..he has a 92 harley, fsxr,,,something like that...3400 downs, 280 for a month....for 24...that is insane,,,you pay double the blue book..but it would get ya a harley....high mileage,,68000
Last edited by ron s; 04-08-2013 at 01:37 AM.
#2
You should be able to find someone to finance you at a very high interest rate.
Or you could get a secured credit card, (card's limit held in the bank) and make small purchases and pay the balance every month to build your credit rating back up.
Or you could get a secured credit card, (card's limit held in the bank) and make small purchases and pay the balance every month to build your credit rating back up.
#4
Might be tough, but you could try your local bank or credit union. Or you might have to build some credit and try later. Personally, I'd save cash until I could buy used with the cash you saved. Will feel better to own it out right.
#7
Bill collectors suck!
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#8
borrowing money to buy play things is not a good idea-even if your credit is good. save your money and pay off those high interest credit cards. that honda will work just fine until you can afford to pay cash for a good used harley.
#10
Definately agree to pay down bills but I know some people make great money and still have crap credit due to divorce etc... So if money isn't a problem most harley dealerships can work it out with HD financial. It's their own credit company and I've seen sales people work out deals with bad credit. If you can get a co signer you would be golden. But you are gonna pay high interest like 19 to 23 % .