When I bought my '99 cop bike from a friend of mine, he told me Harley lost his title, and he had to get a duplicate. It cost him $60 for the duplicate. Fast forward 4 years, and I'm about to buy another bike from another friend, and he was told by Harley they lost his title also. So it's gonna cost him the $60, probably more to get a duplicate so he can sell the bike to me. Does Harley have a problem loosing important paperwork for more then just the bikes I want to buy?.,,,

 

Why is Harley keeping his title work - I have my title work at home in a safe...is he financing the bike and it's not yet paid off or something - if yes, then Harley should eat the costs to replace....

 

I would imagine because there is a lien on the bike. So your saying when I pay off this bike and Harley is supposed to send the title at that point, they are going to tell me they lost what I never had and I have to pay for it?

 

Harley doesn't issue titles. Harley would supply a MSO to the state that the bike is going to be titled in. The state would issue the title to the owner or the lienholder.

 

I believe you are correct... why would Harley have the title unless Harley is financing it...

 

It is the lienholder`s responsibility to give up the title to the bike owner once he pays off the lien.

 

Is this the same dealer on both titles? If it is it could be a $$$ raising scam on their part. Sounds fishy to me.
WUZFUZ

 

The entire story sounds fishy. I'm not sure the OP is being told the whole story.

 

In New York, the owner gets the title and the title will list any lienholders, if any. When a lien is paid in full, the lienholder will send the owner a paper indicating that the lien is paid. The owner can then take that paper along with the title to the Dept. of Motor Vehicles and they will issue a new title (without any lienholders) to the owner for a fee. I have also traded in vehicles by supplying the buyer with the original title and the paper from the lienholder. HDFS was the lienholder on one vehicle I traded in. The state would be the one to issue a title and it would most likely be held by an owner or lienholder but not by the Motor Co.

 

That's just people and a whole lot of them. PS .. There the happy ones..so do not knock them. Have you noticed you're the only one fretting????????????