Well, insurance time is a little over 1 month away so I am doing my due diligence and browsing thru companies and prices here in the FLAT state of Florida. Liability coverage is a no brainer here because prices are fairly cheap UNTIL I add on PIP! My $100 or so yearly premium rises to anywhere from $700 to $1900 and change, depending on which company I choose! I wouldn't consider eliminating or reducing the amount of PIP I have - SO - my question to all my fellow Floridian bikers being, who do you use for motorcycle insurance IF you have PIP! I'm not really interested in a lecture of who is a bitch to deal with if or when the time comes in as much as I am interested in hearing my insurance company options.

 

State Farm just because it who my truck is with

 

I have Progressive. It's good coverage and the cheapest I could find. When I was at bike week in March, Allstate was giving quotes and they were actually cheaper than Progressive, though not by much.

 

with State Farm i pay $480.00 per year and that is with uninsured motorist added which basically doubled the cost

 

I use Geico I found it to be the cheapest. I have uninsured motorist.

 

You should be asking for medical coverage rather than PIP. You can take a higher deductible if you can show your health insurance does not exclude accidents arising out of the use of motorcycles. This can knock your premium down a little bit.

 

I started with geico, then every renewal I check progressive,

When progressive is looking for business they are cheaper than geico, but I am back with geico as progressive was more the last two years

And I have geico for the cars and still sometimes progressive was cheaper

 

Geico

 

I have Progressive, but at around $900 a year they are expensive! House and car was with them and slightly cheaper than others. The last time I check State Farm would be a little cheaper on my Harley but they wouldn't do a stand-alone policy just on the bike.

 

I didn't realize they would not do bike only. I have our house, rv, 4 cars , a trailer and the TG all with State Farm. That may be why I got a good deal on the bike