I just recently secured the financing for my new bike and wanted to give a heads up to anyone who may be looking into financing soon. I ended up going through Andrews FCU and got a rate of 2.89, which from what I have been seeing from other banks, thats pretty low. Andrews FCU is a service member / DOD associated credit union, but I think they have something on thier website about possible way you could become a member even if you are not military or DOD worker. Since they are located in Maryland, and I am overseas, everything was done electronically, and it went very smooth. Very happy with the whole process with them.