Has anyone refied their harley. I have great credit but didnt think twice about when i bought my new bike. My rate, 10.75% and that hurts a little. If you did refi your bike, who did you go with?
I tried a couple banks but, no one wants to refi the bike or they want to go with a higher rate.

Thanks
Joe

 

Screw a refi. Just buckle down and pay that chit off as fast as you can. The amount you'll save in interest would be minimal by refinancing. The only way to pay off 10-20K is to pay 10-20K. Refinancing just moves it and you did nothing. If you insist on using debt, do your banking and borrowing from a credit union or small local bank.

PS: Read The Total Money Makeover. A year and a half a go I would've given you a different answer. Today, I can tell you I'll never borrow money AGAIN!

 

The only way I would do it is if the engine blew up. That would be purely out of desperation. The rates for vehicle refinance are rediculous.

 

Exactly.

Debt is for suckers, especially on unnecessary items such as motorcycles, boats, etc.

I saved up for many months and bought my bike cash. I could have gotten the bike earlier, or gotten a more expensive bike, but good financial decisions will pay dividends in the longrun.

 

Dude, just tighten the belt and pay it off early. That will save you money in the long run.

 

Check out your local credit union. Some let you finance as new if less than one year old. Shorten your term too, win win.

 

My GF just financed a two year old bike at her credit union and got 5.75%.

 

Wait a sec you refied and got 10.75% or your trying to get better than 10.75%? At 10.75 % I was going to ask how does your *** feel thats ridiculous.

 

that's prob harley credit he went thru I bet

 

I dont care whos credit it was I can get better rates from a ****en loanshark