I'm surprised that no one even mentioned the $12 fee that is charged if a person makes a phone payment thru a supposed representative and what a surprise to find out that this supposed representative isn't even a person at all but is just a stale voiced computer which guides you thru the payment process. Found this out after being late making a payment thru the website. It would be nice to at least get to talk to an actual person if it's going to cost $12 to begin with! No more HDFS to worry about though here, thank god my credit union loans 100% up to 20,000 miles as if a new vehicle at 1/2 the rate HDFS is charging. I somehow don't think HDFS is winning many friends or influencing many people but everything is heading that direction these days. Love it or leave it I suppose! Just my humble opinion, now tear into me, lol.

 

Jonv if you really want to break their *****, before you mail your check to them, take a paperclip amd rub it over your account number acouple times and when they run it through the magnetic machine, it will not work and will have to be entered by hand. Making more work for them and buying you another day or 2 on the withdrawl !!!! Hahahahaha

 

Good One!

 

As stated by a couple of people already, using your banks online banking/bill payment is not the same as they are talking about using the HDFS online payments.

Using your online banking is the same as writing a check, with the exception that if the payee accepts electronic payment, then your bank will wire the money to them instead of mailing a check.

This change does not affect anyone that does not currently use the HDFS website to make their payment.

 

Do a refi with your bank or CU, then just transfer the money. You would probably get a better rate to boot.

 

I work for my money too bud, I just pay cash for my stuff. And if I do finance things and I do...I don't pay payment fees. Plus I don't whine about it on here. I have several things on auto-pay. No fees...no whining. You guys have the maturity of frickin 12 year olds.

 

Dude your IQ must be at least 15

 

its not magnetic any more. the machine reads the numbers now. you would have to obliterate the number for the machine to not pick it up.

 

I'm new here and just wonder why you think you have to talk down to everybody ? I don't by any means know how to profile someone. but you really don't have a life do ya ? Auto-pay at Domino's doesn't count. I don't think they will come and repo your pizza, so just relax and be helpful or go the hell away and take your 21,000+ post with you. Do you even own a motorcycle ?

 

When I got that email, I called them and I was told that the fee was only for those that pay on-line through the website. That paying through the bank as I have always done would not be affected.