Lone Watie - I think one of the reasons the Touring fender does not extend further down in the front is that there are side cover panels that go in front of the saddle bags ... that space is completely concealed on Touring models ....
That was one reason I bastardized an early '58-'73 fender ... it presents its own complications, but being too short in front is not one of them ....
A couple of links to my method are here ...
https://www.hdforums.com/forum/dyna-...r-for-fxd.html ...
... a link of a thread with the fender installed ...
https://www.hdforums.com/forum/dyna-...ed-photos.html