I think I'm one of those rare people that keep their bikes for a long time, have a great driving record, no claims, getting older, and so on and so on. I've had my 05 Springer and Progressive insurance for over 13 years now and my premiums have gone down a little each year. There's always a possibility that if I did a search I might be able to save a dollar or two but I'm satisfied with what I have and plan on staying with it but to each their own.

 

I'm actually switching back to GMAC in June. Well, as you said they had name changes and now its going to be National General. They're currently the best pricing for me. My renewal for safeco came in and it went up through the roof so I did some shopping around.

For what its worth, if you've been with any insurance company for a few years, sometimes it helps to call up and ask to be re rated. What happens a lot is companies come out with new rating systems, typically giving a lower premium, but only use it for new business. So the renewals are still using the old system, and wont be rated under the (hopefully) new and improved version. If you call up and ask to be re rated, you might find yourself staying with the same company and saving some money. It'll likely be on a new policy number, but that doesn't really mean much.

 

Progressive All on line and slick

 

 

Anytime! That sounds like a weird situation to begin with... I don't know exactly how the insurance through the dealer is set up, but that would motivate me to move my insurance also. I always recommend using an independent insurance broker as opposed to a direct company (think Geico), but different things work for different people.

 

Markel insurance.

BTW, there's a reason Progressive is called Progressive. Personally I wouldn't give them a penny of my money.

 

Yeah thanks for reminding me of that! Good point.

 

One word, Merkle Ins.
​​Doubt anyone can beat them but results may vary by state and driving record, huge company you never heard of. Also replacement cost for 3 years on new bikes.
For the life of me I can't understand why someone would stay with an insurance company if they can get better rate someplace else.

Every renewal for my cars, bike and house I check the rates of at least three other companies and I switch as fast as I can type on my keyboard when I find a lower rate.
Sometimes I find a lower rate before my policy is even due to renew and I'll switch. The existing company will send you back a check if you cancel early.
I must have had four to five insurance companies for my home in the last 13 years lowest rate always wins.

 

It's pretty simple... not all insurance companies are equal. If a customer feels that company X has a more valuable product than company Y, they may still go with company X even though it might be more expensive.

 

This will serve you well, until you actually need to USE the insurance. When you do, the company will be sure to return to you the loyalty you have had to them.....

YMMV

Lon