When USAA got rid of its motorcycle coverage, it passed most of us to Progressive. Progressive maintained the same cost about $250 a year for me untill I purchased my 2011 SG. Then the cost went up to $650. The excuse was the new bike. I called around and found Geico and others for $320, enough said. Yep, same coverage. Shop around!

 

Same thing here with progressive.
46yrs old riding for 20+ years (10 legally) MSF course 10 yrs ago.
Progressive 3 yrs ago went up 150 a year to around 500.00. Signed with daryland for way better coverage and about 95 dollars cheaper. Then daryland went up on my renewal this march back to progressive rates at 485.00 so I went with geico at 315.00
on a 2012 limited

 

like shocks?

 

I pay 800 a year with that same exact coverage other than the 500 comp and collision deductible.

The thing is that I live in CA. When I lived in IL I was paying 400. It really depends on where you live. If you live in CA your rates will be high. IL has one of the lowest insurance rates out there. Also you want to put the highest coverage you can afford. The current coverage the OP has will put him in the poor house if he doesn't have any other supplimental coverage and a good lawyer

 

[deleted by poster - Dang, didn't realize I was replying to a 6 year-old discussion. WTF?)

 

My progressive policy on my 05 road king started at $500, 5 years ago.
It has dropped every year, and is now down to $167 a year.
Better than average coverage, good credit, and no accidents or tickets on my record.
Someone mentioned that their deductible went to zero with progressive?
That's the first time I've heard of that!
I'd better check my policy

 

Your best bet is to buy your insurance all in one place with one of the top companies and stick with them and your rates will be very good. State Farm, Farmers etc. You may get a cheaper rate this year from Progressive but watch out next year. It's all a racket, but for someone to insure illegals without a DL is absurd.

 

Farmers insures my 2007 Street Glide for $420 per year. This includes a $500 deductible.

Is BikeLine (Markel American Ins. Co.) "A" rated? This is important when it comes to customer service and financial strength of the company.

I agree with the post above about buying all insurance from the same copany. This way you'll get a group discount.

One other thing.... If you ride outside the U.S. (Canada, Mexico), make sure you're covered by your policy.

 

I have the same coverage as the OP with the exception of $250 deductible and that's for two bikes. With Geico I pay $350 per year total for both.

 

With Dairyland in Oregon:

GOLD Program
Bodily Injury Liability
Each Person/Each Accident 50000/100000 24.93
Guest Passenger Liability
Included in Bodily Injury Liability 19.89
Property Damage Liability 50000 12.69
Uninsured Motorist Bodily Injury
Each Person/Each Accident 50000/100000 44.19
Medical Expense 1000 Ded 50 20.43
Comprehensive Coverage
Subject to Deductible Veh 1-100 49.68
Collision Coverage
Subject to Deductible Veh 1-250 91.71
Optional Equipment Veh 1-5000 Included
Physical Damage Plus Not Selected
Excursion Diversion Veh 1-Yes Included
Rental Reimbursement Veh 1-45/1350 Included
Replacement Cost Not Selected
Roadside Assistance Not Selected
Total by Vehicle 263.52
Oregon Surcharge 0.00
Total Premium 263.52

And with my HOG discount it went to $209/yr!

Ed