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Motorcycle insurance rate went up, up, and away!

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  #41  
Old 05-25-2010, 02:26 PM
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I just do liab. and uninsured/under insured. I have 1.7 mil accident free miles. If I am in an accident, I am betting that it is the other drivers fault.

Don't recommend that anyone else do this unless you can tolerate the loss of the bike. Insurance is a regulated loss to protect for a catastrophic one time loss.

My cost per bike per year is at $100.
 
  #42  
Old 05-25-2010, 02:40 PM
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Originally Posted by Cryptoboy
USAA doesn't directly insure motorcycles, haven't for years. (Unless something changed back recently that I've missed). I've tried in 3 different states now with that response. They basically 3rd party it out to Progressive, which I wouldn't give money to if it was $100 a year.

That said, I've done through Geico, Countrywide and now currently with State Farm. All have been in the $500-600 annual range for me (7 years riding, full coverage, no claims).
I have ridden bikes since 1968, been a USAA member since 1973 and like he said they have never offered direct insurance for my motorcycles....and what they do offer can't compete with Geico for me.. I have all other insurance thru USAA, and nobody can compete.
 
  #43  
Old 06-22-2010, 09:02 PM
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Allstate raised mine 35%, well they are trying to raise it. fixn to take my $$$ elsewhere.
 
  #44  
Old 06-22-2010, 10:14 PM
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I now pay Progressive $1004 a year for 4 bikes (year round coverage). Collision $500 deductible, comprehensive $250 deductible. Each year my rates go down. Have no tickets, but a few old haul claims.

You know, a bad credit history, or a high debt to income ratio, will result in higher rates.
 
  #45  
Old 06-22-2010, 11:54 PM
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im paying about $100 a month for full coverage on 2 harleys,shadow600,a car,truck,and van
 
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